Northwoods Community Credit Union

Headquarters

Po Box 369
Park Falls, WI 54552
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Notable Rates APY Vs.Others
Savings 0.03% 4.35% →
1-Year CD 0.30% 4.59% →
2-Year CD 0.45% 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Northwoods Community is an NCUA insured institution located in Park Falls, WI. It was founded in 1953 and has approximately $93.74 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67240
Date Established 1953
Assets $93.74 million
Loans $47.48 million
Deposits $83.01 million
Capital $9.98 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Douglas, Bayfield, Ashland, Langlade, Iron, Forest, Lincoln, Oneida, Price, Rusk, Sawyer, Taylor, Vilas, and Washburn Counties in Wisconsin.

Deposit Rates - October 1, 2026

Your Current Location: Missouri, MO

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: Missouri, MO

There are currently no loan rates available for Northwoods Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Missouri 30 Year Fixed Mortgage Rates 2026

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Featured - Missouri Home Equity Line Of Credit Rates 2026

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Note to Northwoods Community
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Branches

Below are Northwoods Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Belton,Missouri



Climate Policy and Initiatives

NORTHWOODS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Northwoods Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northwoods Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northwoods Community U.S. Average
6.69% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Northwoods Community had $645,479 in non-current loans and $29,591 in owned assets. To cover these potential losses it had $9,982,321 in net worth and $103,711 in loans loss reserves. That gives it a Texas Ratio of 6.69%.

Net Worth
Northwoods Community U.S. Average
10.65% 14.48%

Northwoods Community FCU has a net worth of 10.65% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Northwoods Community

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