Ocala Community

Headquarters

2675 Se 36th Ave
Ocala, FL 34471
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.70% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.65% 0.81% →
5-Year CD 0.95% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ocala Community is an NCUA insured institution located in Ocala, FL. It was founded in 1953 and has approximately $37.76 millions in assets.

NCUA Insured Yes
Charter Number # # 67938
Date Established 1953
Assets $37.76 million
Loans $19.11 million
Deposits $33.40 million
Capital $4.03 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the City of Ocala; those who live, work, attend school or worship in Silver Springs, Belleview, and Anthony in Florida; Membership is also open to employees of the City of Ocala.

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OCALA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OCALA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ocala Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ocala Community Locations


Financial Details

Ocala Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ocala Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ocala Community U.S. Average
1.90% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Ocala Community had $75,882 in non-current loans and $4,300 in owned assets. To cover these potential losses it had $4,034,664 in net worth and $180,359 in loans loss reserves. That gives it a Texas Ratio of 1.90%.

Net Worth
Ocala Community U.S. Average
10.68% 12.91%

Ocala Community FCU has a net worth of 10.68% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ocala Community

Branches and Savings

What is Ocala Community?

A credit union, registered with the NCUA under certificate #67938.
Learn more about credit unions here.

Is Ocala Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ocala Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Ocala Community's share account and share certificate rates?

Ocala Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ocala Community?

Ocala Community has total capital of $4.03 million. Full information on Ocala Community's financial position is located above.

Who owns Ocala Community?

Credit Unions are owned by their members.

Where are Ocala Community branches located?

See branch locations nearby.

Are Ocala Community ATMs Open 24/7?

Do Ocala Community ATMs accept cash deposits?

Can Ocala Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ocala Community have a mobile app?

Does Ocala Community have mobile deposit?

Does Ocala Community have quick pay?

How can Ocala Community transfer money to other banks or credit unions?

Does Ocala Community report to credit bureaus?

Does Ocala Community use Chexsystems?

Does Ocala Community use Equifax?

What is Ocala Community's toll free phone number?

What is Ocala Community's ACH Routing Number?

What is Ocala Community's SWIFT code?

Where can I find Ocala Community's wire transfer form?

What is the Ocala Community address for deposits?

What Products Does Ocala Community Offer

Does Ocala Community offer mortgages?

Compare mortgage rates here.

Does Ocala Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ocala Community offer auto and RV loans?

Compare auto loan rates here.

Does Ocala Community offer student loans or personal loans?

Compare personal loan rates here.

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