Jamestown Area Community Federal Credit Union


915 E 2nd St
Jamestown, NY 14701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Jamestown Area Community is an NCUA insured institution located in Jamestown, NY. It was founded in 1940 and has approximately $76.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3551
Date Established 1940
Assets $76.86 million
Loans $37.03 million
Deposits $70.98 million
Capital $5.71 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Busti, Carroll, Charlotte, Chautauqua, Cherry Creek, Clymer, Conewango, Ellery, Ellicott, Ellington, French Creek, Gerry, Harmony, City of Jamestown, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley or Stockton.

Deposit Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Jamestown Area Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Jamestown Area Community

Note to Jamestown Area Community
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JAMESTOWN AREA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
5.483% 5.375% 0.75 $3,012 $1,400 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Jamestown Area Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Jamestown Area Community Locations

Climate Initiatives

JAMESTOWN AREA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Jamestown Area Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jamestown Area Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jamestown Area Community U.S. Average
1.30% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Jamestown Area Community had $77,909 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,712,900 in net worth and $258,687 in loans loss reserves. That gives it a Texas Ratio of 1.30%.

Net Worth
Jamestown Area Community U.S. Average
7.43% 12.36%

Jamestown Area Community FCU has a net worth of 7.43% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


There are currently no comments for JAMESTOWN AREA COMMUNITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →