JAMESTOWN AREA COMMUNITY

Headquarters

915 E 2ND ST
Jamestown, NY 14701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Jamestown Area Community is an NCUA insured institution located in Jamestown, NY. It was founded in 1940 and has approximately $57.7 millions in assets.

NCUA Insured Yes
Charter Number # # 3551
Date Established 1940
Assets $57.70 million
Loans $29.95 million
Deposits $52.83 million
Capital $4.80 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Busti, Carroll, Charlotte, Chautauqua, Cherry Creek, Clymer, Conewango, Ellery, Ellicott, Ellington, French Creek, Gerry, Harmony, City of Jamestown, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley or Stockton.

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Jamestown Area Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JAMESTOWN AREA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to JAMESTOWN AREA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Jamestown Area Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jamestown Area Community Locations


Financial Details

Jamestown Area Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jamestown Area Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jamestown Area Community U.S. Average
1.16% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Jamestown Area Community had $57,301 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,795,024 in net worth and $148,090 in loans loss reserves. That gives it a Texas Ratio of 1.16%.

Net Worth
Jamestown Area Community U.S. Average
8.3% 13.61%

Jamestown Area Community FCU has a net worth of 8.3% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jamestown Area Community

Branches and Savings

What is Jamestown Area Community?

A federal credit union, registered with the NCUA under certificate #3551.
Learn more about credit unions here.

Is Jamestown Area Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jamestown Area Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Jamestown Area Community's share account and share certificate rates?

Jamestown Area Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jamestown Area Community?

Jamestown Area Community has total capital of $4.80 million. Full information on Jamestown Area Community's financial position is located above.

Who owns Jamestown Area Community?

Credit Unions are owned by their members.

Where are Jamestown Area Community branches located?

See branch locations nearby.

Are Jamestown Area Community ATMs Open 24/7?

Do Jamestown Area Community ATMs accept cash deposits?

Can Jamestown Area Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jamestown Area Community have a mobile app?

Does Jamestown Area Community have mobile deposit?

Does Jamestown Area Community have quick pay?

How can Jamestown Area Community transfer money to other banks or credit unions?

Does Jamestown Area Community report to credit bureaus?

Does Jamestown Area Community use Chexsystems?

Does Jamestown Area Community use Equifax?

What is Jamestown Area Community's toll free phone number?

What is Jamestown Area Community's ACH Routing Number?

What is Jamestown Area Community's SWIFT code?

Where can I find Jamestown Area Community's wire transfer form?

What is the Jamestown Area Community address for deposits?

What Products Does Jamestown Area Community Offer

Does Jamestown Area Community offer mortgages?

Compare mortgage rates here.

Does Jamestown Area Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jamestown Area Community offer auto and RV loans?

Compare auto loan rates here.

Does Jamestown Area Community offer student loans or personal loans?

Compare personal loan rates here.

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