ORANGE COUNTY'S

1701 E SAINT ANDREW PL
Santa Ana, CA 92705

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.90% 2.25% →
2-Year CD 2.15% 2.50% →
5-Year CD 2.30% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Orange County's is an NCUA insured institution located in Santa Ana, CA. It was founded in 1938 and has approximately $1692.8 millions in assets.

Who can join?

Everyone living or working in Orange or Riverside counties, and the cities of Long Beach, Signal Hill, Lakewood, and Cerritos.

Any immediate family* or household member of an Orange County's Credit Union Member.

Employees of companies and organizations for which Orange County's Credit Union is their Credit Union of choice.

*Immediate family shall include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild and any adopted relationship.

NCUA Insured Yes
Charter Number # # 68416
Date Established 1938
Assets $1,692.80 million
Loans $1,212.54 million
Deposits $1,463.23 million
Capital $178.90 million
 

Field of Membership Restrictions

Orange County's Credit Union membership is available to anyone in California who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Family members of current credit union members are also eligible.

Deposit Rates - November 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $39,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.90% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.60% $1,000 $24,999 Learn MoreShow Less
12 Mo CD
1.90% $1,000 $24,999 Learn MoreShow Less
18 Mo CD
2.00% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
2.15% $1,000 $24,999 Learn MoreShow Less
36 Mo CD
2.20% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
2.25% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.30% $1,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $100 - Learn MoreShow Less

Loan Rates - November 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ORANGE COUNTY'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $938 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ORANGE COUNTY'S
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Orange County's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Orange County's Locations


Financial Details

Orange County's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Orange County's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Orange County's U.S. Average
6.37% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Orange County's had $11,678,159 in non-current loans and $94,210 in owned assets. To cover these potential losses it had $178,901,631 in net worth and $5,859,069 in loans loss reserves. That gives it a Texas Ratio of 6.37%.

Net Worth
Orange County's U.S. Average
10.79% 13.65%

Orange County's FCU has a net worth of 10.79% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Orange County's

Branches and Savings

What is Orange County's?

A federal credit union, registered with the NCUA under certificate #68416.
Learn more about credit unions here.

Is Orange County's FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Orange County's?

Please see Field of Membership information above for information on who is eligible to join.

What are Orange County's's share account and share certificate rates?

Orange County's's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Orange County's?

Orange County's has total capital of $178.90 million. Full information on Orange County's's financial position is located above.

Who owns Orange County's?

Credit Unions are owned by their members.

Where are Orange County's branches located?

See branch locations nearby.

Are Orange County's ATMs Open 24/7?

Do Orange County's ATMs accept cash deposits?

Can Orange County's customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Orange County's have a mobile app?

Does Orange County's have mobile deposit?

Does Orange County's have quick pay?

How can Orange County's transfer money to other banks or credit unions?

Does Orange County's report to credit bureaus?

Does Orange County's use Chexsystems?

Does Orange County's use Equifax?

What is Orange County's's toll free phone number?

What is Orange County's's ACH Routing Number?

What is Orange County's's SWIFT code?

Where can I find Orange County's's wire transfer form?

What is the Orange County's address for deposits?

What Products Does Orange County's Offer

Does Orange County's offer mortgages?

Compare mortgage rates here.

Does Orange County's offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Orange County's offer auto and RV loans?

Compare auto loan rates here.

Does Orange County's offer student loans or personal loans?

Compare personal loan rates here.

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