Origins Credit Union

Headquarters

1230 W Morris St
Indianapolis, IN 46221
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Notable Rates APY Vs.Others
Savings 0.10% 5.00% →
1-Year CD 0.85% 4.75% →
2-Year CD 1.00% 4.65% →
5-Year CD 1.51% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Origins is an NCUA insured institution located in Indianapolis, IN. It was founded in 1925 and has approximately $43.66 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65458
Date Established 1925
Assets $43.66 million
Loans $32.15 million
Deposits $35.60 million
Capital $7.09 million
 

Field of Membership Restrictions

Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group & and of its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.

Deposit Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.11% $10,000 $14,999 Learn More
30 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.16% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.27% $10,000 $14,999 Learn More
48 Mo CD
1.27% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.51% $100,000 $199,999 Learn More

Loan Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Origins

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Origins
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Branches

Below are Origins branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Origins Locations around zip code 85001




Climate Policy and Initiatives

ORIGINS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Origins Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Origins. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Origins U.S. Average
3.63% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Origins had $260,701 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,094,173 in net worth and $94,112 in loans loss reserves. That gives it a Texas Ratio of 3.63%.

Net Worth
Origins U.S. Average
16.25% 14.54%

Origins FCU has a net worth of 16.25% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Origins

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