Pennsylvania-american Water Federal Credit Union

Headquarters

6050 Library Rd
Bethel Park, PA 15102
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Pennsylvania-american Water is an NCUA insured institution located in Bethel Park, PA. It was founded in 1973 and has approximately $12.06 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21556
Date Established 1973
Assets $12.06 million
Loans $3.88 million
Deposits $10.51 million
Capital $1.53 million
 

Deposit Rates - October 4, 2026

Your Current Location: Indiana, IN

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Loan Rates - October 4, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for Pennsylvania-american Water

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Pennsylvania-american Water branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Huntington,Indiana


Pennsylvania-american Water Locations


BranchDistance Map View Lobby Hours

Pennsylvania-American Water FCU

292.05 A View Lobby Hours


Climate Policy and Initiatives

PENNSYLVANIA-AMERICAN WATER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Pennsylvania-american Water Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pennsylvania-american Water. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pennsylvania-american Water U.S. Average
1.46% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Pennsylvania-american Water had $22,762 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,534,396 in net worth and $21,357 in loans loss reserves. That gives it a Texas Ratio of 1.46%.

Net Worth
Pennsylvania-american Water U.S. Average
12.72% 14.48%

Pennsylvania-american Water FCU has a net worth of 12.72% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Pennsylvania-american Water

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