PEOPLES

Headquarters

PO BOX 545
Webster City, IA 50595
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.40% 1.01% →
2-Year CD 0.50% 0.95% →
5-Year CD 1.05% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Peoples is an NCUA insured institution located in Webster City, IA. It was founded in 1962 and has approximately $67.15 millions in assets.

NCUA Insured Yes
Charter Number # # 64140
Date Established 1962
Assets $67.15 million
Loans $52.98 million
Deposits $58.66 million
Capital $8.30 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Hamilton, Franklin, Hardin, Boone, Story, Wright, and Webster Counties in Iowa.

Deposit Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.569% 2.500% 0.88 $2,258 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PEOPLES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Peoples branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Peoples Locations


Financial Details

Peoples Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peoples U.S. Average
7.12% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Peoples had $607,431 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $8,304,368 in net worth and $432,322 in loans loss reserves. That gives it a Texas Ratio of 7.12%.

Net Worth
Peoples U.S. Average
12.36% 13.61%

Peoples FCU has a net worth of 12.36% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peoples

Branches and Savings

What is Peoples?

A federal credit union, registered with the NCUA under certificate #64140.
Learn more about credit unions here.

Is Peoples FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Peoples?

Please see Field of Membership information above for information on who is eligible to join.

What are Peoples's share account and share certificate rates?

Peoples's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peoples?

Peoples has total capital of $8.30 million. Full information on Peoples's financial position is located above.

Who owns Peoples?

Credit Unions are owned by their members.

Where are Peoples branches located?

See branch locations nearby.

Are Peoples ATMs Open 24/7?

Do Peoples ATMs accept cash deposits?

Can Peoples customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peoples have a mobile app?

Does Peoples have mobile deposit?

Does Peoples have quick pay?

How can Peoples transfer money to other banks or credit unions?

Does Peoples report to credit bureaus?

Does Peoples use Chexsystems?

Does Peoples use Equifax?

What is Peoples's toll free phone number?

What is Peoples's ACH Routing Number?

What is Peoples's SWIFT code?

Where can I find Peoples's wire transfer form?

What is the Peoples address for deposits?

What Products Does Peoples Offer

Does Peoples offer mortgages?

Compare mortgage rates here.

Does Peoples offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples offer auto and RV loans?

Compare auto loan rates here.

Does Peoples offer student loans or personal loans?

Compare personal loan rates here.

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