PIEDMONT ADVANTAGE CREDIT UNION

3530 ADVANTAGE WAY
Winston Salem, NC 27103

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.35% 2.25% →
2-Year CD 1.55% 2.50% →
5-Year CD 1.90% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Piedmont Advantage Credit Union is an NCUA insured institution located in Winston Salem, NC. It was founded in 1949 and has approximately $356.34 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in the counties of Bladen, Brunswick, Columbus, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender, or Rockingham, NC is eligible for membership.

NCUA Insured Yes
Charter Number # # 60160
Date Established 1949
Assets $356.34 million
Loans $287.27 million
Deposits $304.53 million
Capital $36.31 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Brunswick, Bladen, Duplin, Columbus, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender or Rockingham counties in North Carolina.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.10% $1,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.35% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $500 - Learn MoreShow Less
0.80% $500 $49,999 Learn MoreShow Less
6 Mo CD
0.85% $50,000 - Learn MoreShow Less
1.35% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.35% $50,000 - Learn MoreShow Less
18 Mo CD
1.35% $500 - Learn MoreShow Less
24 Mo CD
1.55% $500 - Learn MoreShow Less
30 Mo CD
1.60% $500 - Learn MoreShow Less
36 Mo CD
1.60% $500 - Learn MoreShow Less
48 Mo CD
1.70% $500 - Learn MoreShow Less
60 Mo CD
1.90% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $25 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $100 $99,999 Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PIEDMONT ADVANTAGE CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to PIEDMONT ADVANTAGE CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Piedmont Advantage Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Piedmont Advantage Credit Union Locations


Financial Details

Piedmont Advantage Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Piedmont Advantage Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Piedmont Advantage Credit Union U.S. Average
16.39% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Piedmont Advantage Credit Union had $5,612,799 in non-current loans and $861,401 in owned assets. To cover these potential losses it had $36,307,058 in net worth and $3,195,955 in loans loss reserves. That gives it a Texas Ratio of 16.39%.

Net Worth
Piedmont Advantage Credit Union U.S. Average
10.18% 13.65%

Piedmont Advantage Credit Union FCU has a net worth of 10.18% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Piedmont Advantage Credit Union

Branches and Savings

What is Piedmont Advantage Credit Union?

A federal credit union, registered with the NCUA under certificate #60160.
Learn more about credit unions here.

Is Piedmont Advantage Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Piedmont Advantage Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Piedmont Advantage Credit Union's share account and share certificate rates?

Piedmont Advantage Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Piedmont Advantage Credit Union?

Piedmont Advantage Credit Union has total capital of $36.31 million. Full information on Piedmont Advantage Credit Union's financial position is located above.

Who owns Piedmont Advantage Credit Union?

Credit Unions are owned by their members.

Where are Piedmont Advantage Credit Union branches located?

See branch locations nearby.

Are Piedmont Advantage Credit Union ATMs Open 24/7?

Do Piedmont Advantage Credit Union ATMs accept cash deposits?

Can Piedmont Advantage Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Piedmont Advantage Credit Union have a mobile app?

Does Piedmont Advantage Credit Union have mobile deposit?

Does Piedmont Advantage Credit Union have quick pay?

How can Piedmont Advantage Credit Union transfer money to other banks or credit unions?

Does Piedmont Advantage Credit Union report to credit bureaus?

Does Piedmont Advantage Credit Union use Chexsystems?

Does Piedmont Advantage Credit Union use Equifax?

What is Piedmont Advantage Credit Union's toll free phone number?

What is Piedmont Advantage Credit Union's ACH Routing Number?

What is Piedmont Advantage Credit Union's SWIFT code?

Where can I find Piedmont Advantage Credit Union's wire transfer form?

What is the Piedmont Advantage Credit Union address for deposits?

What Products Does Piedmont Advantage Credit Union Offer

Does Piedmont Advantage Credit Union offer mortgages?

Compare mortgage rates here.

Does Piedmont Advantage Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Piedmont Advantage Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Piedmont Advantage Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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