Milton, PA 17847

Notable Rates APY Vs.Others
Savings 0.20% 2.20% →
1-Year CD 0.80% 2.25% →
2-Year CD 1.00% 2.30% →
5-Year CD 2.01% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Pinpoint is an NCUA insured institution located in Milton, PA. It was founded in 1956 and has approximately $21.25 millions in assets.

NCUA Insured Yes
Charter Number # # 11242
Date Established 1956
Assets $21.25 million
Loans $16.05 million
Deposits $19.13 million
Capital $2.13 million

Deposit Rates - January 27, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $4,999 Learn MoreShow Less
Money Market
0.45% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.80% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.26% $500 - Learn MoreShow Less
48 Mo CD
1.66% $500 - Learn MoreShow Less
60 Mo CD
2.01% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - January 27, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for PINPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.310% 3.250% 0.38 $1,940 $1,089 Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.375% 3.375% 0.00 ($65) $1,106 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Pinpoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Pinpoint Locations

Financial Details

Pinpoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pinpoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pinpoint U.S. Average
3.15% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Pinpoint had $65,471 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $2,126,770 in net worth and $76,073 in loans loss reserves. That gives it a Texas Ratio of 3.15%.

Net Worth
Pinpoint U.S. Average
10% 13.65%

Pinpoint FCU has a net worth of 10% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pinpoint

Branches and Savings

What is Pinpoint?

A federal credit union, registered with the NCUA under certificate #11242.
Learn more about credit unions here.

Is Pinpoint FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pinpoint?

Please see Field of Membership information above for information on who is eligible to join.

What are Pinpoint's share account and share certificate rates?

Pinpoint's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pinpoint?

Pinpoint has total capital of $2.13 million. Full information on Pinpoint's financial position is located above.

Who owns Pinpoint?

Credit Unions are owned by their members.

Where are Pinpoint branches located?

See branch locations nearby.

Are Pinpoint ATMs Open 24/7?

Do Pinpoint ATMs accept cash deposits?

Can Pinpoint customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pinpoint have a mobile app?

Does Pinpoint have mobile deposit?

Does Pinpoint have quick pay?

How can Pinpoint transfer money to other banks or credit unions?

Does Pinpoint report to credit bureaus?

Does Pinpoint use Chexsystems?

Does Pinpoint use Equifax?

What is Pinpoint's toll free phone number?

What is Pinpoint's ACH Routing Number?

What is Pinpoint's SWIFT code?

Where can I find Pinpoint's wire transfer form?

What is the Pinpoint address for deposits?

What Products Does Pinpoint Offer

Does Pinpoint offer mortgages?

Compare mortgage rates here.

Does Pinpoint offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pinpoint offer auto and RV loans?

Compare auto loan rates here.

Does Pinpoint offer student loans or personal loans?

Compare personal loan rates here.

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