Poly Scientific Employees

Headquarters

1213 N Main St
Blacksburg, VA 24060
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Poly Scientific Employees is an NCUA insured institution located in Blacksburg, VA. It was founded in 1960 and has approximately $7.24 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13544
Date Established 1960
Assets $7.24 million
Loans $2.60 million
Deposits $5.84 million
Capital $1.40 million
 

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Poly Scientific Employees

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Note to Poly Scientific Employees
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Advertiser Disclosure

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for POLY SCIENTIFIC EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Payment
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Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,730 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to POLY SCIENTIFIC EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Poly Scientific Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Poly Scientific Employees Locations


Financial Details

Poly Scientific Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Poly Scientific Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Poly Scientific Employees U.S. Average
2.11% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Poly Scientific Employees had $30,302 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,403,258 in net worth and $32,710 in loans loss reserves. That gives it a Texas Ratio of 2.11%.

Net Worth
Poly Scientific Employees U.S. Average
19.37% 12.67%

Poly Scientific Employees FCU has a net worth of 19.37% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Poly Scientific Employees

Branches and Savings

What is Poly Scientific Employees?

A federal credit union, registered with the NCUA under certificate #13544.
Learn more about credit unions here.

Is Poly Scientific Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Poly Scientific Employees is insured by the NCUA.

Who can join Poly Scientific Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Poly Scientific Employees's share account and share certificate rates?

Poly Scientific Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Poly Scientific Employees?

Poly Scientific Employees has total capital of $1.40 million. Full information on Poly Scientific Employees's financial position is located above.

Who owns Poly Scientific Employees?

Credit Unions are owned by their members.

Where are Poly Scientific Employees branches located?

See branch locations nearby.

Are Poly Scientific Employees ATMs Open 24/7?

Do Poly Scientific Employees ATMs accept cash deposits?

Can Poly Scientific Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Poly Scientific Employees have a mobile app?

Does Poly Scientific Employees have mobile deposit?

Does Poly Scientific Employees have quick pay?

How can Poly Scientific Employees transfer money to other banks or credit unions?

Does Poly Scientific Employees report to credit bureaus?

Does Poly Scientific Employees use Chexsystems?

Does Poly Scientific Employees use Equifax?

What is Poly Scientific Employees's toll free phone number?

What is Poly Scientific Employees's ACH Routing Number?

What is Poly Scientific Employees's SWIFT code?

Where can I find Poly Scientific Employees's wire transfer form?

What is the Poly Scientific Employees address for deposits?

What Products Does Poly Scientific Employees Offer

Does Poly Scientific Employees offer mortgages?

Compare mortgage rates here.

Does Poly Scientific Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Poly Scientific Employees offer auto and RV loans?

Compare auto loan rates here.

Does Poly Scientific Employees offer student loans or personal loans?

Compare personal loan rates here.

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