Postal Employees Credit Union of Huntsville


Our records indicate that this credit union has been acquired by NORTH ALABAMA EDUCATORS.


Headquarters

Po Box 132
Huntsville, AL 35804
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Postal Employees Credit Union Of Huntsville is an NCUA insured institution located in Huntsville, AL. It was founded in 1928 and has approximately $2.93 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64774
Date Established 1928
Assets $2.93 million
Loans $0.67 million
Deposits $2.53 million
Capital $0.40 million
 

Deposit Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Postal Employees

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Loan Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Postal Employees Credit Union of Huntsville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Postal Employees Credit Union Of Huntsville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Postal Employees Credit Union Of Huntsville Locations around zip code 85001


BranchDistance Map View Lobby Hours

POSTAL EMPLOYEES CREDIT UNION

1354.13 A View Lobby Hours


Climate Policy and Initiatives

POSTAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Postal Employees Credit Union Of Huntsville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postal Employees Credit Union Of Huntsville. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postal Employees Credit Union Of Huntsville U.S. Average
1.29% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Postal Employees Credit Union Of Huntsville had $5,494 in non-current loans and $0 in owned assets. To cover these potential losses it had $400,929 in net worth and $25,000 in loans loss reserves. That gives it a Texas Ratio of 1.29%.

Net Worth
Postal Employees Credit Union Of Huntsville U.S. Average
13.68% 14.48%

Postal Employees Credit Union Of Huntsville FCU has a net worth of 13.68% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Postal Employees Credit Union of Huntsville

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