2730 12TH AVE S, PO BOX 9318
Fargo, ND 58106


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 951
Date Established 1936
Assets $24.30 million
Loans $10.02 million
Deposits $21.71 million
Capital $2.59 million

Postal Family is an NCUA insured institution located in Fargo, ND. It was founded in 1936 and has approximately $24.3 millions in assets.

Deposit Rates - January 22, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - January 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for POSTAL FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Financial Details

Postal Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postal Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postal Family U.S. Average
0.64% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Postal Family had $17,726 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,585,099 in net worth and $167,697 in loans loss reserves. That gives it a Texas Ratio of 0.64%.

Net Worth
Postal Family U.S. Average
10.63% 13.21%

Postal Family FCU has a net worth of 10.63% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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