POSTAL FAMILY

2730 12TH AVE S, PO BOX 9318
Fargo, ND 58106

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 951
Date Established 1936
Assets $23.59 million
Loans $10.41 million
Deposits $20.83 million
Capital $2.73 million

Postal Family is an NCUA insured institution located in Fargo, ND. It was founded in 1936 and has approximately $23.59 millions in assets.

Deposit Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.35% $1,000 - Learn MoreShow Less
Special: 12 Mo CD
1.50% $20,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $10 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for POSTAL FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.044% 4.000% 0.13 $1,340 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
PenFed Credit Union
NMLS ID: 401822
4.375% 4.250% 0.50 $3,750 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to POSTAL FAMILY
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Branches

Below are Postal Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Postal Family Locations


Financial Details

Postal Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postal Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postal Family U.S. Average
2.75% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Postal Family had $78,540 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,732,174 in net worth and $128,076 in loans loss reserves. That gives it a Texas Ratio of 2.75%.

Net Worth
Postal Family U.S. Average
11.58% 13.61%

Postal Family FCU has a net worth of 11.58% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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