2730 12TH AVE S, PO BOX 9318
Fargo, ND 58106


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 951
Date Established 1936
Assets $24.24 million
Loans $10.69 million
Deposits $21.43 million
Capital $2.69 million

Postal Family is an NCUA insured institution located in Fargo, ND. It was founded in 1936 and has approximately $24.24 millions in assets.

Deposit Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.35% $1,000 - Learn MoreShow Less
Special: 12 Mo CD
1.50% $20,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $10 - Learn MoreShow Less

Loan Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for POSTAL FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.780% 3.750% 0.38 $912 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Postal Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Postal Family Locations

Financial Details

Postal Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postal Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postal Family U.S. Average
0.66% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Postal Family had $18,473 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,685,249 in net worth and $130,435 in loans loss reserves. That gives it a Texas Ratio of 0.66%.

Net Worth
Postal Family U.S. Average
11.07% 13.47%

Postal Family FCU has a net worth of 11.07% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Postal Family

Branches and Savings

What is Postal Family?

A federal credit union, registered with the NCUA under certificate #951.
Learn more about credit unions here.

Is Postal Family FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Postal Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Postal Family's share account and share certificate rates?

Postal Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Postal Family?

Postal Family has total capital of $2.69 million. Full information on Postal Family's financial position is located above.

Who owns Postal Family?

Credit Unions are owned by their members.

Where are Postal Family branches located?

See branch locations nearby.

Are Postal Family ATMs Open 24/7?

Do Postal Family ATMs accept cash deposits?

Can Postal Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Postal Family have a mobile app?

Does Postal Family have mobile deposit?

Does Postal Family have quick pay?

How can Postal Family transfer money to other banks or credit unions?

Does Postal Family report to credit bureaus?

Does Postal Family use Chexsystems?

Does Postal Family use Equifax?

What is Postal Family's toll free phone number?

What is Postal Family's ACH Routing Number?

What is Postal Family's SWIFT code?

Where can I find Postal Family's wire transfer form?

What is the Postal Family address for deposits?

What Products Does Postal Family Offer

Does Postal Family offer mortgages?

Compare mortgage rates here.

Does Postal Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Postal Family offer auto and RV loans?

Compare auto loan rates here.

Does Postal Family offer student loans or personal loans?

Compare personal loan rates here.

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