6640 Via Del Oro
San Jose, CA 95119

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.25% 2.20% →
2-Year CD 1.75% 2.20% →
5-Year CD 2.40% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Premier One is an NCUA insured institution located in San Jose, CA. It was founded in 1968 and has approximately $414.54 millions in assets.

NCUA Insured Yes
Charter Number # # 68540
Date Established 1968
Assets $414.54 million
Loans $280.25 million
Deposits $370.00 million
Capital $42.84 million

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Santa Clara County, California.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
1.25% $1,000 - Learn MoreShow Less
Special: 36 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $1,000 - Learn MoreShow Less
6 Mo CD
0.90% $1,000 - Learn MoreShow Less
12 Mo CD
1.25% $1,000 - Learn MoreShow Less
18 Mo CD
1.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.75% $1,000 - Learn MoreShow Less
Special: 36 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.85% $1,000 - Learn MoreShow Less
48 Mo CD
2.15% $1,000 - Learn MoreShow Less
60 Mo CD
2.40% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 $24,999 Learn MoreShow Less

Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PREMIER ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Premier One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Premier One Locations

Financial Details

Premier One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Premier One U.S. Average
2.59% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Premier One had $1,129,893 in non-current loans and $18,309 in owned assets. To cover these potential losses it had $42,841,325 in net worth and $1,520,512 in loans loss reserves. That gives it a Texas Ratio of 2.59%.

Net Worth
Premier One U.S. Average
10.33% 13.65%

Premier One FCU has a net worth of 10.33% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Premier One

Branches and Savings

What is Premier One?

A federal credit union, registered with the NCUA under certificate #68540.
Learn more about credit unions here.

Is Premier One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Premier One?

Please see Field of Membership information above for information on who is eligible to join.

What are Premier One's share account and share certificate rates?

Premier One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Premier One?

Premier One has total capital of $42.84 million. Full information on Premier One's financial position is located above.

Who owns Premier One?

Credit Unions are owned by their members.

Where are Premier One branches located?

See branch locations nearby.

Are Premier One ATMs Open 24/7?

Do Premier One ATMs accept cash deposits?

Can Premier One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Premier One have a mobile app?

Does Premier One have mobile deposit?

Does Premier One have quick pay?

How can Premier One transfer money to other banks or credit unions?

Does Premier One report to credit bureaus?

Does Premier One use Chexsystems?

Does Premier One use Equifax?

What is Premier One's toll free phone number?

What is Premier One's ACH Routing Number?

What is Premier One's SWIFT code?

Where can I find Premier One's wire transfer form?

What is the Premier One address for deposits?

What Products Does Premier One Offer

Does Premier One offer mortgages?

Compare mortgage rates here.

Does Premier One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Premier One offer auto and RV loans?

Compare auto loan rates here.

Does Premier One offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Premier One

There are currently no comments for Premier One. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →