Premier One Credit Union

Headquarters

6640 Via Del Oro
San Jose, CA 95119
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.25% 2.02% →
2-Year CD 0.60% 2.87% →
5-Year CD 1.10% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Premier One is an NCUA insured institution located in San Jose, CA. It was founded in 1968 and has approximately $564.44 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68540
Date Established 1968
Assets $564.44 million
Loans $318.00 million
Deposits $514.07 million
Capital $47.42 million
 

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Santa Clara County, California.

Deposit Rates - July 2, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.80% $1,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.95% $1,000 - Learn More
60 Mo CD
1.10% $1,000 $14,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less

Loan Rates - July 2, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PREMIER ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
5.178% 5.125% 0.63 $1,490 $1,362 Learn More
CHASE
NMLS ID: 399798
5.558% 5.490% 0.75 $1,895 $1,418 Learn More
Morty, Inc.
NMLS ID: 1429243
4.817% 4.750% 0.75 $1,940 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to PREMIER ONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Premier One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Premier One Locations



Climate Initiatives

PREMIER ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Premier One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Premier One U.S. Average
3.76% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Premier One had $1,769,510 in non-current loans and $48,515 in owned assets. To cover these potential losses it had $47,418,879 in net worth and $947,690 in loans loss reserves. That gives it a Texas Ratio of 3.76%.

Net Worth
Premier One U.S. Average
8.4% 12.36%

Premier One FCU has a net worth of 8.4% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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