Primetrust Financial Federal Credit Union


3700 W Bethel Ave
Muncie, IN 47304
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.30% 0.75% →
2-Year CD 0.50% 0.80% →
5-Year CD 1.06% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Primetrust Financial is an NCUA insured institution located in Muncie, IN. It was founded in 1935 and has approximately $209.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 489
Date Established 1935
Assets $209.81 million
Loans $120.85 million
Deposits $189.48 million
Capital $17.16 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Delaware County, Indiana. Immediate family is also eligible.

Deposit Rates - October 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.06% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PRIMETRUST FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.809% 2.750% 0.75 $1,902 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Primetrust Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Primetrust Financial Locations

Climate Initiatives

PRIMETRUST FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Primetrust Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Primetrust Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Primetrust Financial U.S. Average
2.98% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Primetrust Financial had $451,700 in non-current loans and $91,091 in owned assets. To cover these potential losses it had $17,161,461 in net worth and $1,061,255 in loans loss reserves. That gives it a Texas Ratio of 2.98%.

Net Worth
Primetrust Financial U.S. Average
8.17% 12.22%

Primetrust Financial FCU has a net worth of 8.17% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Primetrust Financial

Branches and Savings

What is Primetrust Financial?

A federal credit union, registered with the NCUA under certificate #489.
Learn more about credit unions here.

Is Primetrust Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Primetrust Financial is insured by the NCUA.

Who can join Primetrust Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Primetrust Financial's share account and share certificate rates?

Primetrust Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Primetrust Financial?

Primetrust Financial has total capital of $17.16 million. Full information on Primetrust Financial's financial position is located above.

Who owns Primetrust Financial?

Credit Unions are owned by their members.

Where are Primetrust Financial branches located?

See branch locations nearby.

Are Primetrust Financial ATMs Open 24/7?

Do Primetrust Financial ATMs accept cash deposits?

Can Primetrust Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Primetrust Financial have a mobile app?

Does Primetrust Financial have mobile deposit?

Does Primetrust Financial have quick pay?

How can Primetrust Financial transfer money to other banks or credit unions?

Does Primetrust Financial report to credit bureaus?

Does Primetrust Financial use Chexsystems?

Does Primetrust Financial use Equifax?

What is Primetrust Financial's toll free phone number?

What is Primetrust Financial's ACH Routing Number?

What is Primetrust Financial's SWIFT code?

Where can I find Primetrust Financial's wire transfer form?

What is the Primetrust Financial address for deposits?

What Products Does Primetrust Financial Offer

Does Primetrust Financial offer mortgages?

Compare mortgage rates here.

Does Primetrust Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Primetrust Financial offer auto and RV loans?

Compare auto loan rates here.

Does Primetrust Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Primetrust Financial

There are currently no comments for Primetrust Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →