Public Service H C Employees

Headquarters

Po Box 7
Brick, NJ 08723
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Public Service H C Employees is an NCUA insured institution located in Brick, NJ. It was founded in 1953 and has approximately $8.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9082
Date Established 1953
Assets $8.84 million
Loans $1.22 million
Deposits $6.33 million
Capital $2.50 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Public Service H C Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Public Service H C Employees

Note to Public Service H C Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PUBLIC SERVICE H C EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to PUBLIC SERVICE H C EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Public Service H C Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Public Service H C Employees Locations


Financial Details

Public Service H C Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Public Service H C Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Public Service H C Employees U.S. Average
0.96% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Public Service H C Employees had $24,644 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,501,861 in net worth and $77,770 in loans loss reserves. That gives it a Texas Ratio of 0.96%.

Net Worth
Public Service H C Employees U.S. Average
28.29% 12.67%

Public Service H C Employees FCU has a net worth of 28.29% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Public Service H C Employees

Branches and Savings

What is Public Service H C Employees?

A federal credit union, registered with the NCUA under certificate #9082.
Learn more about credit unions here.

Is Public Service H C Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Public Service H C Employees is insured by the NCUA.

Who can join Public Service H C Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Public Service H C Employees's share account and share certificate rates?

Public Service H C Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Public Service H C Employees?

Public Service H C Employees has total capital of $2.50 million. Full information on Public Service H C Employees's financial position is located above.

Who owns Public Service H C Employees?

Credit Unions are owned by their members.

Where are Public Service H C Employees branches located?

See branch locations nearby.

Are Public Service H C Employees ATMs Open 24/7?

Do Public Service H C Employees ATMs accept cash deposits?

Can Public Service H C Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Public Service H C Employees have a mobile app?

Does Public Service H C Employees have mobile deposit?

Does Public Service H C Employees have quick pay?

How can Public Service H C Employees transfer money to other banks or credit unions?

Does Public Service H C Employees report to credit bureaus?

Does Public Service H C Employees use Chexsystems?

Does Public Service H C Employees use Equifax?

What is Public Service H C Employees's toll free phone number?

What is Public Service H C Employees's ACH Routing Number?

What is Public Service H C Employees's SWIFT code?

Where can I find Public Service H C Employees's wire transfer form?

What is the Public Service H C Employees address for deposits?

What Products Does Public Service H C Employees Offer

Does Public Service H C Employees offer mortgages?

Compare mortgage rates here.

Does Public Service H C Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Public Service H C Employees offer auto and RV loans?

Compare auto loan rates here.

Does Public Service H C Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Public Service H C Employees

There are currently no comments for Public Service H C Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →