PUBLIC SERVICE PLAZA

Headquarters

80 Park Plaza
Newark, NJ 07102
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Public Service Plaza is an NCUA insured institution located in Newark, NJ. It was founded in 1953 and has approximately $18.17 millions in assets.

NCUA Insured Yes
Charter Number # # 8993
Date Established 1953
Assets $18.17 million
Loans $2.01 million
Deposits $15.56 million
Capital $2.46 million
 

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Public Service Plaza

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Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PUBLIC SERVICE PLAZA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.561% 2.500% 0.75 $2,005 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PUBLIC SERVICE PLAZA
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Branches

Below are Public Service Plaza branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Public Service Plaza Locations


Financial Details

Public Service Plaza Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Public Service Plaza. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Public Service Plaza U.S. Average
3.01% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Public Service Plaza had $75,626 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,459,594 in net worth and $53,961 in loans loss reserves. That gives it a Texas Ratio of 3.01%.

Net Worth
Public Service Plaza U.S. Average
13.53% 12.91%

Public Service Plaza FCU has a net worth of 13.53% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Public Service Plaza

Branches and Savings

What is Public Service Plaza?

A federal credit union, registered with the NCUA under certificate #8993.
Learn more about credit unions here.

Is Public Service Plaza FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Public Service Plaza?

Please see Field of Membership information above for information on who is eligible to join.

What are Public Service Plaza's share account and share certificate rates?

Public Service Plaza's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Public Service Plaza?

Public Service Plaza has total capital of $2.46 million. Full information on Public Service Plaza's financial position is located above.

Who owns Public Service Plaza?

Credit Unions are owned by their members.

Where are Public Service Plaza branches located?

See branch locations nearby.

Are Public Service Plaza ATMs Open 24/7?

Do Public Service Plaza ATMs accept cash deposits?

Can Public Service Plaza customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Public Service Plaza have a mobile app?

Does Public Service Plaza have mobile deposit?

Does Public Service Plaza have quick pay?

How can Public Service Plaza transfer money to other banks or credit unions?

Does Public Service Plaza report to credit bureaus?

Does Public Service Plaza use Chexsystems?

Does Public Service Plaza use Equifax?

What is Public Service Plaza's toll free phone number?

What is Public Service Plaza's ACH Routing Number?

What is Public Service Plaza's SWIFT code?

Where can I find Public Service Plaza's wire transfer form?

What is the Public Service Plaza address for deposits?

What Products Does Public Service Plaza Offer

Does Public Service Plaza offer mortgages?

Compare mortgage rates here.

Does Public Service Plaza offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Public Service Plaza offer auto and RV loans?

Compare auto loan rates here.

Does Public Service Plaza offer student loans or personal loans?

Compare personal loan rates here.

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