2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68223
Date Established 1952
Assets $618.23 million
Loans $389.54 million
Deposits $526.52 million
Capital $80.49 million

Qualstar is an NCUA insured institution located in Bellevue, WA. It was founded in 1952 and has approximately $618.23 millions in assets.

Who can join?

You are eligible to join Qualstar if:
• You live or work in Washington State.
• You work for one of the many companies who offer Qualstar membership to their employees.
• You work for one of the unions that have partnered with Qualstar.
• You are related to someone who is already a Qualstar member, or who is eligible for membership.

Field of Membership Restrictions

Membership is open to anyone who lives or works in the state of Washington. Membership is also open to employees of companies or unions who are partners with the credit union.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $49,999 Learn MoreShow Less
Premium Money Market Account
1.75% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.30% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.65% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.30% $1,000 $49,999 Learn MoreShow Less
18 Mo CD
1.55% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.80% $1,000 $49,999 Learn MoreShow Less
30 Mo CD
1.85% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
1.95% $1,000 $49,999 Learn MoreShow Less
48 Mo CD
2.05% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
2.20% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $2,500 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for QUALSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to QUALSTAR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Qualstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Qualstar Locations


Financial Details

Qualstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Qualstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Qualstar U.S. Average
4.52% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Qualstar had $3,460,195 in non-current loans and $263,328 in owned assets. To cover these potential losses it had $80,490,330 in net worth and $1,941,574 in loans loss reserves. That gives it a Texas Ratio of 4.52%.

Net Worth
Qualstar U.S. Average
13.01% 13.47%

Qualstar FCU has a net worth of 13.01% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Qualstar

Branches and Savings

What is Qualstar?

A federal credit union, registered with the NCUA under certificate #68223.
Learn more about credit unions here.

Is Qualstar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Qualstar?

Please see Field of Membership information above for information on who is eligible to join.

What are Qualstar's share account and share certificate rates?

Qualstar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Qualstar?

Qualstar has total capital of $80.49 million. Full information on Qualstar's financial position is located above.

Who owns Qualstar?

Credit Unions are owned by their members.

Where are Qualstar branches located?

See branch locations nearby.

Are Qualstar ATMs Open 24/7?

Do Qualstar ATMs accept cash deposits?

Can Qualstar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Qualstar have a mobile app?

Does Qualstar have mobile deposit?

Does Qualstar have quick pay?

How can Qualstar transfer money to other banks or credit unions?

Does Qualstar report to credit bureaus?

Does Qualstar use Chexsystems?

Does Qualstar use Equifax?

What is Qualstar's toll free phone number?

What is Qualstar's ACH Routing Number?

What is Qualstar's SWIFT code?

Where can I find Qualstar's wire transfer form?

What is the Qualstar address for deposits?

What Products Does Qualstar Offer

Does Qualstar offer mortgages?

Compare mortgage rates here.

Does Qualstar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Qualstar offer auto and RV loans?

Compare auto loan rates here.

Does Qualstar offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Qualstar

There are currently no comments for Qualstar. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →