Qualstar Credit Union

Headquarters

Po Box 3050
Bothell, WA 98041
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.65% →
1-Year CD 0.55% 2.02% →
2-Year CD 0.60% 3.00% →
5-Year CD 0.75% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Qualstar is an NCUA insured institution located in Bothell, WA. It was founded in 1952 and has approximately $811.59 millions in assets.

Who can join?

You are eligible to join Qualstar if:
• You live or work in Washington State.
• You work for one of the many companies who offer Qualstar membership to their employees.
• You work for one of the unions that have partnered with Qualstar.
• You are related to someone who is already a Qualstar member, or who is eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 68223
Date Established 1952
Assets $811.59 million
Loans $352.85 million
Deposits $704.51 million
Capital $110.38 million
 

Field of Membership Restrictions

Membership is open to anyone who lives or works in the state of Washington. Membership is also open to employees of companies or unions who are partners with the credit union.

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.80% $10,000 $14,999 Learn More
Money Market
0.80% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for QUALSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.853% 5.750% 0.63 $2,880 $1,459 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to QUALSTAR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Qualstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Qualstar Locations



Climate Initiatives

QUALSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Qualstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Qualstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Qualstar U.S. Average
2.17% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Qualstar had $2,381,238 in non-current loans and $119,447 in owned assets. To cover these potential losses it had $110,381,506 in net worth and $4,649,565 in loans loss reserves. That gives it a Texas Ratio of 2.17%.

Net Worth
Qualstar U.S. Average
13.6% 12.36%

Qualstar FCU has a net worth of 13.6% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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