Raleigh Co. Educators Federal Credit Union

Headquarters

105 Adair St
Beckley, WV 25801
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Raleigh Co. Educators is an NCUA insured institution located in Beckley, WV. It was founded in 1980 and has approximately $21.59 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23722
Date Established 1980
Assets $21.59 million
Loans $8.95 million
Deposits $15.96 million
Capital $5.51 million
 

Deposit Rates - September 21, 2026

Your Current Location: South Carolina, SC

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Loan Rates - September 21, 2026

Your Current Location: South Carolina, SC

There are currently no loan rates available for Raleigh Co. Educators

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Raleigh Co. Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
North Myrtle Beach,South Carolina


Raleigh Co. Educators Locations


BranchDistance Map View Lobby Hours

Raleigh County Educators Federal Credit Union

304.43 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Raleigh Co. Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Raleigh Co. Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Raleigh Co. Educators U.S. Average
0.94% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Raleigh Co. Educators had $51,886 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,507,355 in net worth and $20,288 in loans loss reserves. That gives it a Texas Ratio of 0.94%.

Net Worth
Raleigh Co. Educators U.S. Average
25.51% 14.48%

Raleigh Co. Educators FCU has a net worth of 25.51% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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