Bloomington, MN 55420
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.60% →
1-Year CD 0.26% 1.55% →
2-Year CD 0.36% 1.45% →
5-Year CD 0.81% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Richfield-bloomington is an NCUA insured institution located in Bloomington, MN. It was founded in 1957 and has approximately $299.26 millions in assets.

Who can join?

If you Live, Work, Worship, Volunteer, or attend School in any of the following areas you are eligible for membership at RBCU:
• Richfield
• Bloomington
• Edina
• Mpls. / St. Paul Airport
• Fort Snelling
Relatives and people living in the same household with existing RBCU members can join.

NCUA Insured Yes
Charter Number # # 60125
Date Established 1957
Assets $299.26 million
Loans $190.94 million
Deposits $264.97 million
Capital $26.09 million

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Bloomington, Richfield, Fort Snelling, Edina, or the area around the Minneapolis/St. Paul airport.

Deposit Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 - Learn More
Money Market
0.05% $1 $4,999 Learn More
Money Market
0.05% $5,000 $24,999 Learn More
Money Market
0.10% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.18% $10,000 $24,999 Learn More
6 Mo CD
0.21% $25,000 - Learn More
12 Mo CD
0.23% $10,000 $24,999 Learn More
12 Mo CD
0.26% $25,000 - Learn More
18 Mo CD
0.23% $10,000 $24,999 Learn More
18 Mo CD
0.26% $25,000 - Learn More
24 Mo CD
0.33% $10,000 $24,999 Learn More
24 Mo CD
0.36% $25,000 - Learn More
30 Mo CD
0.33% $10,000 $24,999 Learn More
30 Mo CD
0.36% $25,000 - Learn More
36 Mo CD
0.53% $10,000 $24,999 Learn More
36 Mo CD
0.56% $25,000 - Learn More
48 Mo CD
0.63% $10,000 $24,999 Learn More
48 Mo CD
0.71% $25,000 - Learn More
60 Mo CD
0.73% $10,000 $24,999 Learn More
60 Mo CD
0.81% $25,000 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
Fixed IRA
0.21% $500 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RICHFIELD-BLOOMINGTON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Richfield-bloomington branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Richfield-bloomington Locations

Financial Details

Richfield-bloomington Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Richfield-bloomington. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Richfield-bloomington U.S. Average
1.64% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Richfield-bloomington had $305,969 in non-current loans and $134,212 in owned assets. To cover these potential losses it had $26,087,754 in net worth and $813,491 in loans loss reserves. That gives it a Texas Ratio of 1.64%.

Net Worth
Richfield-bloomington U.S. Average
8.89% 13.86%

Richfield-bloomington FCU has a net worth of 8.89% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Richfield-bloomington

Branches and Savings

What is Richfield-bloomington?

A federal credit union, registered with the NCUA under certificate #60125.
Learn more about credit unions here.

Is Richfield-bloomington FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Richfield-bloomington?

Please see Field of Membership information above for information on who is eligible to join.

What are Richfield-bloomington's share account and share certificate rates?

Richfield-bloomington's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Richfield-bloomington?

Richfield-bloomington has total capital of $26.09 million. Full information on Richfield-bloomington's financial position is located above.

Who owns Richfield-bloomington?

Credit Unions are owned by their members.

Where are Richfield-bloomington branches located?

See branch locations nearby.

Are Richfield-bloomington ATMs Open 24/7?

Do Richfield-bloomington ATMs accept cash deposits?

Can Richfield-bloomington customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Richfield-bloomington have a mobile app?

Does Richfield-bloomington have mobile deposit?

Does Richfield-bloomington have quick pay?

How can Richfield-bloomington transfer money to other banks or credit unions?

Does Richfield-bloomington report to credit bureaus?

Does Richfield-bloomington use Chexsystems?

Does Richfield-bloomington use Equifax?

What is Richfield-bloomington's toll free phone number?

What is Richfield-bloomington's ACH Routing Number?

What is Richfield-bloomington's SWIFT code?

Where can I find Richfield-bloomington's wire transfer form?

What is the Richfield-bloomington address for deposits?

What Products Does Richfield-bloomington Offer

Does Richfield-bloomington offer mortgages?

Compare mortgage rates here.

Does Richfield-bloomington offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Richfield-bloomington offer auto and RV loans?

Compare auto loan rates here.

Does Richfield-bloomington offer student loans or personal loans?

Compare personal loan rates here.

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