Rio Grande Federal Credit Union

Headquarters

760 Rood Ave
Grand Junction, CO 81501
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Notable Rates APY Vs.Others
Savings 0.15% 4.15% →
1-Year CD 0.50% 4.59% →
2-Year CD 0.70% 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Rio Grande is an NCUA insured institution located in Grand Junction, CO. It was founded in 1940 and has approximately $80.28 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3963
Date Established 1940
Assets $80.28 million
Loans $28.63 million
Deposits $62.87 million
Capital $17.08 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located within the select under-served area in Colorado.

Deposit Rates - September 19, 2026

Your Current Location: Maine, ME

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - September 19, 2026

Your Current Location: Maine, ME

There are currently no loan rates available for Rio Grande

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maine 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Maine Home Equity Line Of Credit Rates 2026

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Note to Rio Grande
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Branches

Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Bangor,Maine


Rio Grande Locations


BranchDistance Map View Lobby Hours

Rio Grande Federal Credit Union - VA

2143.86 A View Lobby Hours

Rio Grande FCU

2144.94 B View Lobby Hours


Climate Policy and Initiatives

RIO GRANDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rio Grande Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rio Grande U.S. Average
0.09% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Rio Grande had $3,877 in non-current loans and $11,325 in owned assets. To cover these potential losses it had $17,079,488 in net worth and $121,049 in loans loss reserves. That gives it a Texas Ratio of 0.09%.

Net Worth
Rio Grande U.S. Average
21.27% 14.48%

Rio Grande FCU has a net worth of 21.27% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rio Grande

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