Grand Junction, CO 81501
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Notable Rates APY Vs.Others
Savings 0.15% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.70% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Rio Grande is an NCUA insured institution located in Grand Junction, CO. It was founded in 1940 and has approximately $58.29 millions in assets.

NCUA Insured Yes
Charter Number # # 3963
Date Established 1940
Assets $58.29 million
Loans $25.82 million
Deposits $46.87 million
Capital $11.33 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located within the select under-served area in Colorado.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIO GRANDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.970% 2.900% 0.88 $2,264 $1,041 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info

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Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Rio Grande Locations

Financial Details

Rio Grande Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rio Grande U.S. Average
0.53% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Rio Grande had $50,547 in non-current loans and $10,000 in owned assets. To cover these potential losses it had $11,330,054 in net worth and $85,303 in loans loss reserves. That gives it a Texas Ratio of 0.53%.

Net Worth
Rio Grande U.S. Average
19.43% 13.61%

Rio Grande FCU has a net worth of 19.43% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rio Grande

Branches and Savings

What is Rio Grande?

A federal credit union, registered with the NCUA under certificate #3963.
Learn more about credit unions here.

Is Rio Grande FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rio Grande?

Please see Field of Membership information above for information on who is eligible to join.

What are Rio Grande's share account and share certificate rates?

Rio Grande's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rio Grande?

Rio Grande has total capital of $11.33 million. Full information on Rio Grande's financial position is located above.

Who owns Rio Grande?

Credit Unions are owned by their members.

Where are Rio Grande branches located?

See branch locations nearby.

Are Rio Grande ATMs Open 24/7?

Do Rio Grande ATMs accept cash deposits?

Can Rio Grande customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rio Grande have a mobile app?

Does Rio Grande have mobile deposit?

Does Rio Grande have quick pay?

How can Rio Grande transfer money to other banks or credit unions?

Does Rio Grande report to credit bureaus?

Does Rio Grande use Chexsystems?

Does Rio Grande use Equifax?

What is Rio Grande's toll free phone number?

What is Rio Grande's ACH Routing Number?

What is Rio Grande's SWIFT code?

Where can I find Rio Grande's wire transfer form?

What is the Rio Grande address for deposits?

What Products Does Rio Grande Offer

Does Rio Grande offer mortgages?

Compare mortgage rates here.

Does Rio Grande offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rio Grande offer auto and RV loans?

Compare auto loan rates here.

Does Rio Grande offer student loans or personal loans?

Compare personal loan rates here.

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