Rio Grande Federal Credit Union

Headquarters

760 Rood Ave
Grand Junction, CO 81501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.70% 3.00% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Rio Grande is an NCUA insured institution located in Grand Junction, CO. It was founded in 1940 and has approximately $75.3 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3963
Date Established 1940
Assets $75.30 million
Loans $29.74 million
Deposits $62.80 million
Capital $12.40 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located within the select under-served area in Colorado.

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIO GRANDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.209% 5.125% 1.00 $2,385 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
6.118% 5.990% 0.88 $3,438 $1,498 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to RIO GRANDE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rio Grande Locations



Climate Initiatives

RIO GRANDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Rio Grande Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rio Grande U.S. Average
0.31% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Rio Grande had $154 in non-current loans and $38,427 in owned assets. To cover these potential losses it had $12,395,052 in net worth and $106,830 in loans loss reserves. That gives it a Texas Ratio of 0.31%.

Net Worth
Rio Grande U.S. Average
16.46% 12.36%

Rio Grande FCU has a net worth of 16.46% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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