RIVER VALLEY

PO Box 493
Ada, MI 49301

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62123
Date Established 1965
Assets $96.38 million
Loans $49.39 million
Deposits $88.36 million
Capital $7.87 million
 

River Valley is an NCUA insured institution located in Ada, MI. It was founded in 1965 and has approximately $96.38 millions in assets.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.02% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.77% $500 - Learn MoreShow Less
12 Mo CD
2.02% $500 - Learn MoreShow Less
24 Mo CD
2.43% $500 - Learn MoreShow Less
36 Mo CD
2.63% $1,000 - Learn MoreShow Less
48 Mo CD
2.84% $1,000 - Learn MoreShow Less
60 Mo CD
3.04% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $100 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIVER VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to RIVER VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are River Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


River Valley Locations


Financial Details

River Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River Valley U.S. Average
2.64% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, River Valley had $215,908 in non-current loans and $13,150 in owned assets. To cover these potential losses it had $7,866,993 in net worth and $799,227 in loans loss reserves. That gives it a Texas Ratio of 2.64%.

Net Worth
River Valley U.S. Average
8.16% 13.65%

River Valley FCU has a net worth of 8.16% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About River Valley

Branches and Savings

What is River Valley?

A federal credit union, registered with the NCUA under certificate #62123.
Learn more about credit unions here.

Is River Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join River Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are River Valley's share account and share certificate rates?

River Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is River Valley?

River Valley has total capital of $7.87 million. Full information on River Valley's financial position is located above.

Who owns River Valley?

Credit Unions are owned by their members.

Where are River Valley branches located?

See branch locations nearby.

Are River Valley ATMs Open 24/7?

Do River Valley ATMs accept cash deposits?

Can River Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does River Valley have a mobile app?

Does River Valley have mobile deposit?

Does River Valley have quick pay?

How can River Valley transfer money to other banks or credit unions?

Does River Valley report to credit bureaus?

Does River Valley use Chexsystems?

Does River Valley use Equifax?

What is River Valley's toll free phone number?

What is River Valley's ACH Routing Number?

What is River Valley's SWIFT code?

Where can I find River Valley's wire transfer form?

What is the River Valley address for deposits?

What Products Does River Valley Offer

Does River Valley offer mortgages?

Compare mortgage rates here.

Does River Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does River Valley offer auto and RV loans?

Compare auto loan rates here.

Does River Valley offer student loans or personal loans?

Compare personal loan rates here.

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