RIVERFALL

P.O. BOX 1756
Tuscaloosa, AL 35403

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60942
Date Established 1953
Assets $123.16 million
Loans $62.82 million
Deposits $105.84 million
Capital $18.72 million

Riverfall is an NCUA insured institution located in Tuscaloosa, AL. It was founded in 1953 and has approximately $123.16 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fayette, Bibb, Hale, Greene, Pickens, or Tuscaloosa Counties.

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.65% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.61% $500 - Learn MoreShow Less
Special: 24 Mo FIRA
2.02% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.26% $500 - Learn MoreShow Less
12 Mo CD
1.61% $500 - Learn MoreShow Less
18 Mo CD
1.71% $500 - Learn MoreShow Less
Special: 24 Mo CD
2.02% $500 - Learn MoreShow Less
24 Mo CD
2.02% $500 - Learn MoreShow Less
36 Mo CD
2.27% $500 - Learn MoreShow Less
48 Mo CD
2.48% $500 - Learn MoreShow Less
60 Mo CD
2.84% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $25 - Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVERFALL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($112) $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to RIVERFALL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Riverfall branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Riverfall Locations


Financial Details

Riverfall Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverfall. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Riverfall U.S. Average
5.30% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Riverfall had $1,001,820 in non-current loans and $3,406 in owned assets. To cover these potential losses it had $18,715,872 in net worth and $234,732 in loans loss reserves. That gives it a Texas Ratio of 5.30%.

Net Worth
Riverfall U.S. Average
15.19% 13.47%

Riverfall FCU has a net worth of 15.19% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Riverfall

Branches and Savings

What is Riverfall?

A federal credit union, registered with the NCUA under certificate #60942.
Learn more about credit unions here.

Is Riverfall FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Riverfall?

Please see Field of Membership information above for information on who is eligible to join.

What are Riverfall's share account and share certificate rates?

Riverfall's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Riverfall?

Riverfall has total capital of $18.72 million. Full information on Riverfall's financial position is located above.

Who owns Riverfall?

Credit Unions are owned by their members.

Where are Riverfall branches located?

See branch locations nearby.

Are Riverfall ATMs Open 24/7?

Do Riverfall ATMs accept cash deposits?

Can Riverfall customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Riverfall have a mobile app?

Does Riverfall have mobile deposit?

Does Riverfall have quick pay?

How can Riverfall transfer money to other banks or credit unions?

Does Riverfall report to credit bureaus?

Does Riverfall use Chexsystems?

Does Riverfall use Equifax?

What is Riverfall's toll free phone number?

What is Riverfall's ACH Routing Number?

What is Riverfall's SWIFT code?

Where can I find Riverfall's wire transfer form?

What is the Riverfall address for deposits?

What Products Does Riverfall Offer

Does Riverfall offer mortgages?

Compare mortgage rates here.

Does Riverfall offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Riverfall offer auto and RV loans?

Compare auto loan rates here.

Does Riverfall offer student loans or personal loans?

Compare personal loan rates here.

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