RIVERFALL

P.O. BOX 1756
Tuscaloosa, AL 35403

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60942
Date Established 1953
Assets $119.67 million
Loans $54.43 million
Deposits $104.24 million
Capital $17.95 million

Riverfall is an NCUA insured institution located in Tuscaloosa, AL. It was founded in 1953 and has approximately $119.67 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fayette, Bibb, Hale, Greene, Pickens, or Tuscaloosa Counties.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.65% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.61% $1,000 - Learn MoreShow Less
Special: 24 Mo FIRA
2.02% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.26% $1,000 - Learn MoreShow Less
12 Mo CD
1.61% $1,000 - Learn MoreShow Less
18 Mo CD
1.71% $1,000 - Learn MoreShow Less
Special: 24 Mo CD
2.02% $500 - Learn MoreShow Less
24 Mo CD
2.02% $1,000 - Learn MoreShow Less
36 Mo CD
2.27% $1,000 - Learn MoreShow Less
48 Mo CD
2.48% $1,000 - Learn MoreShow Less
60 Mo CD
2.84% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $25 - Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVERFALL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.029% 4.000% 0.38 $858 $1,194 Learn More
First Internet Bank
NMLS ID: 424182
4.146% 4.125% 0.25 $638 $1,212 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
4.250% 4.250% 0.00 $0 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to RIVERFALL
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Riverfall branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Riverfall Locations


Financial Details

Riverfall Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverfall. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Riverfall U.S. Average
1.96% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Riverfall had $341,434 in non-current loans and $15,976 in owned assets. To cover these potential losses it had $17,945,360 in net worth and $273,280 in loans loss reserves. That gives it a Texas Ratio of 1.96%.

Net Worth
Riverfall U.S. Average
14.99% 13.21%

Riverfall FCU has a net worth of 14.99% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of RIVERFALL and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.