Robins Financial Credit Union
Headquarters
Po Box 6849
Warner Robins, GA 31095
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Phone 800-241-2405
2025 Overview
General Credit Union Information
Robins Financial is an NCUA insured institution located in Warner Robins, GA. It was founded in 1954 and has approximately $4744.97 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68670 |
| Date Established | 1954 |
| Assets | $4,744.97 million |
| Loans | $2,712.65 million |
| Deposits | $4,018.43 million |
| Capital | $771.76 million |
Field of Membership Restrictions
Membership in Robins Financial Credit Union is open to those who live in Baldwin, Bibb, Bleckley, Clarke, Crawford, Dodge, Emanuel, Houston, Jeff Davis, Jones, Laurens, Macon, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, or Wilkinson Counties in Georgia.
Deposit Rates - July 30, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.35% | $0 | - |
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|
|
Money Market
|
0.60% | $2,500 | $24,999 |
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|
|
Money Market
|
0.65% | $25,000 | $49,999 |
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|
|
Money Market
|
0.90% | $50,000 | $99,999 |
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|
|
Money Market
|
1.50% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.00% | $500 | - |
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|
| 7 Mo CD
|
2.55% | $500 | - |
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|
| 12 Mo CD
|
1.15% | $100 | $10,000 |
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|
| 15 Mo CD
|
1.15% | $100 | $5,000 |
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|
| 18 Mo CD
|
3.25% | $500 | - |
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|
| 24 Mo CD
|
2.35% | $500 | - |
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|
| 36 Mo CD
|
2.40% | $500 | - |
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|
| 48 Mo CD
|
2.55% | $500 | - |
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|
| 60 Mo CD
|
2.55% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Advantage Checking
|
0.40% | $10,000 | - | Learn More |
Loan Rates - July 30, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Robins Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 613839 |
6.610% | 6.490% | 0.63 | $3,999 | $2,021 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Robins Financial
To upload and update your bank's rates please register.
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Branches
Below are Robins Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Robins Financial Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 684.04 | A | View Lobby Hours | |
| 713.59 | B | View Lobby Hours | |
| 713.81 | C | View Lobby Hours | |
| 713.98 | D | View Lobby Hours | |
| 718.41 | E | View Lobby Hours | |
| 721.40 | F | View Lobby Hours | |
| 734.56 | G | View Lobby Hours | |
| 745.10 | H | View Lobby Hours | |
| 745.73 | I | View Lobby Hours | |
| 747.28 | J | View Lobby Hours | |
| 748.51 | K | View Lobby Hours | |
| 749.31 | L | View Lobby Hours | |
| 753.29 | M | View Lobby Hours | |
| 755.39 | N | View Lobby Hours | |
| 756.27 | O | View Lobby Hours | |
| 756.41 | P | View Lobby Hours | |
| 756.60 | Q | View Lobby Hours | |
| 759.26 | R | View Lobby Hours | |
| 760.84 | S | View Lobby Hours | |
| 761.65 | T | View Lobby Hours | |
| 762.68 | U | View Lobby Hours | |
| 767.02 | V | View Lobby Hours | |
| 768.76 | W | View Lobby Hours | |
| 769.50 | X | View Lobby Hours | |
| 1644.81 | Y | View Lobby Hours |
Climate Policy and Initiatives
ROBINS FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Robins Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Robins Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Robins Financial | U.S. Average |
|---|---|
| 4.07% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Robins Financial had $31,589,798 in non-current loans and $731,081 in owned assets. To cover these potential losses it had $771,759,207 in net worth and $21,859,493 in loans loss reserves. That gives it a Texas Ratio of 4.07%.
Net Worth
| Robins Financial | U.S. Average |
|---|---|
| 16.26% | 14.12% |
Robins Financial FCU has a net worth of 16.26% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Robins Financial
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