Robins Financial Credit Union

Headquarters

Po Box 6849
Warner Robins, GA 31095
See all branch locations →

Phone 800-241-2405

Notable Rates APY Vs.Others
Savings 0.35% 4.15% →
1-Year CD 1.15% 4.59% →
2-Year CD 2.35% 4.47% →
5-Year CD 2.55% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Robins Financial is an NCUA insured institution located in Warner Robins, GA. It was founded in 1954 and has approximately $4791.35 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68670
Date Established 1954
Assets $4,791.35 million
Loans $2,804.26 million
Deposits $3,967.41 million
Capital $829.05 million
 

Field of Membership Restrictions

Membership in Robins Financial Credit Union is open to those who live in Baldwin, Bibb, Bleckley, Clarke, Crawford, Dodge, Emanuel, Houston, Jeff Davis, Jones, Laurens, Macon, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, or Wilkinson Counties in Georgia.

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.35% $0 - Learn More
Money Market
0.60% $2,500 $24,999 Learn More
Money Market
0.65% $25,000 $49,999 Learn More
Money Market
0.90% $50,000 $99,999 Learn More
Money Market
1.50% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn More
7 Mo CD
2.55% $500 - Learn More
12 Mo CD
1.15% $100 $10,000 Learn More
15 Mo CD
1.15% $100 $5,000 Learn More
18 Mo CD
3.25% $500 - Learn More
24 Mo CD
2.35% $500 - Learn More
36 Mo CD
2.40% $500 - Learn More
48 Mo CD
2.55% $500 - Learn More
60 Mo CD
2.55% $500 - Learn More
Int Checking Rates APY MIN MAX
Advantage Checking
0.40% $10,000 - Learn MoreShow Less

Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Robins Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Robins Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York



Climate Policy and Initiatives

ROBINS FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Robins Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Robins Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Robins Financial U.S. Average
3.92% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Robins Financial had $32,833,116 in non-current loans and $503,148 in owned assets. To cover these potential losses it had $829,045,333 in net worth and $21,859,493 in loans loss reserves. That gives it a Texas Ratio of 3.92%.

Net Worth
Robins Financial U.S. Average
17.3% 14.48%

Robins Financial FCU has a net worth of 17.3% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Robins Financial

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