ROBINS FINANCIAL

PO BOX 6849
Warner Robins, GA 31095

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Articles
Reviews

2019 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 68670
Date Established	1954
Assets	$2,496.86 million
Loans	$1,615.21 million
Deposits	$2,036.10 million
Capital	$437.53 million

Robins Financial is an NCUA insured institution located in Warner Robins, GA. It was founded in 1954 and has approximately $2496.86 millions in assets.

Field of Membership Restrictions

Membership in Robins Financial Credit Union is open to those who live in Baldwin, Bibb, Bleckley, Clarke, Crawford, Dodge, Emanuel, Houston, Jeff Davis, Jones, Laurens, Macon, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, or Wilkinson Counties in Georgia.

Deposit Rates - January 22, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.50%	$100	-	Learn MoreShow Less
Compare with 2.45% APY Savings Builder from CIT Bank \| Advertiser Disclosure
Money Market	0.60%	$2,500	$9,999	Learn MoreShow Less
Money Market	0.70%	$10,000	$24,999	Learn MoreShow Less
Money Market	0.80%	$25,000	$49,999	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
Fixed IRA	0.75%	$500	-	Learn MoreShow Less
Special: 11 Mo FIRA	2.15%	$500	-	Learn MoreShow Less
Special: 36 Mo FIRA	2.30%	$500	-	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	0.65%	$500	-	Learn MoreShow Less
Special: 11 Mo CD	2.15%	$500	-	Learn MoreShow Less
12 Mo CD	0.75%	$500	-	Learn MoreShow Less
18 Mo CD	1.00%	$500	-	Learn MoreShow Less
24 Mo CD	1.05%	$500	-	Learn MoreShow Less
Special: 36 Mo CD	2.30%	$500	-	Learn MoreShow Less
36 Mo CD	2.30%	$500	-	Learn MoreShow Less
48 Mo CD	2.50%	$500	-	Learn MoreShow Less
60 Mo CD	1.50%	$500	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.75%	$25	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.75%	$10,000	-	Learn MoreShow Less

Loan Rates - January 22, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ROBINS FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 3030	4.875%	4.875%	0.00	$0	$1,324	Learn More
NMLS ID: 3030	5.375%	5.375%	0.00	$0	$1,400	Learn More

See More Mortgage Rates →

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loans	4.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in OH/FL; Prime minus .76% in all other states. Min loan amount $10,000. Max loan amount $150,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity Loan Plus	8.000 %	N/A	Learn More More Info
N/A- Minimum draw amount is equal to the requested loan amount. Visit figure.com for full details on rates, origination fees, initial draw requirements and approval/funding times. You should consult a tax advisor regarding the deductibility of interest and charges. NMLS #1717824 Low fixed loan rate. Borrow $15,000-$100,000. Get approved in 5 minutes. Funded in as little as 5 days. No appraisal fee. No maintenance fee. No pre-payment penalties. Low origination fee. Potentially tax deductible.
PenFed Credit Union	5.500 %	$0	Learn More More Info
Variable APR of Prime + 0% (Floor 3.75%). APR based on LTV of 80% or lower, for loan amounts $10,000 - $400,000. Save when you borrow from PenFed! Equal housing lender. Available to members online seven days a week, 24 hours a day Federally insured by NCUA

See More Home Equity Rates →

Note to ROBINS FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Robins Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington

Robins Financial Locations

Financial Details

Robins Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Robins Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Robins Financial	U.S. Average
3.82%	5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Robins Financial had $16,945,096 in non-current loans and $207,396 in owned assets. To cover these potential losses it had $437,525,912 in net worth and $10,973,394 in loans loss reserves. That gives it a Texas Ratio of 3.82%.

Net Worth

Robins Financial	U.S. Average
17.52%	13.21%

Robins Financial FCU has a net worth of 17.52% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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