ROBINS FINANCIAL
PO BOX 6849
Warner Robins, GA 31095
Phone: 800-241-2405
2019 Overview
General Credit Union Information
Robins Financial is an NCUA insured institution located in Warner Robins, GA. It was founded in 1954 and has approximately $2704.76 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 68670 |
| Date Established | 1954 |
| Assets | $2,704.76 million |
| Loans | $1,779.48 million |
| Deposits | $2,175.72 million |
| Capital | $480.84 million |
Field of Membership Restrictions
Deposit Rates - November 17, 2019
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.50% | $100 | - | Learn More |
|
Money Market
|
0.60% | $2,500 | $9,999 | Learn More |
|
Money Market
|
0.70% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.80% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.70% | $500 | - | Learn More |
| Special: 36 Mo FIRA
|
1.55% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.05% | $500 | - | Learn More |
| 12 Mo CD
|
1.70% | $500 | - | Learn More |
| 18 Mo CD
|
1.45% | $500 | - | Learn More |
| 24 Mo CD
|
1.50% | $500 | - | Learn More |
| Special: 36 Mo CD
|
1.55% | $500 | - | Learn More |
| 36 Mo CD
|
1.55% | $500 | - | Learn More |
| 48 Mo CD
|
1.60% | $500 | - | Learn More |
| 60 Mo CD
|
1.65% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $25 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.75% | $10,000 | - | Learn More |
Loan Rates - November 17, 2019
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for ROBINS FINANCIAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2019
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.990% | 4.990% | 0.00 | $0 | $1,341 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.535% | 3.500% | 0.50 | $1,102 | $1,123 | Learn More |
NMLS ID: 3030 |
4.875% | 4.875% | 0.00 | $0 | $1,324 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2019
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Note to ROBINS FINANCIAL
To upload and update your bank's rates please register.
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Branches
Below are Robins Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Robins Financial Locations
Financial Details
Robins Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Robins Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Robins Financial | U.S. Average |
|---|---|
| 3.32% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Robins Financial had $15,851,274 in non-current loans and $495,013 in owned assets. To cover these potential losses it had $480,844,088 in net worth and $12,145,513 in loans loss reserves. That gives it a Texas Ratio of 3.32%.
Net Worth
| Robins Financial | U.S. Average |
|---|---|
| 17.77% | 13.65% |
Robins Financial FCU has a net worth of 17.77% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Robins Financial
Branches and Savings
What is Robins Financial?
A federal credit union, registered with the NCUA under certificate #68670.
Learn more about credit unions here.
Is Robins Financial FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Robins Financial?
Please see Field of Membership information above for information on who is eligible to join.
How big is Robins Financial?
Robins Financial has total capital of $480.84 million. Full information on Robins Financial's financial position is located above.
Who owns Robins Financial?
Credit Unions are owned by their members.
Where are Robins Financial branches located?
See branch locations nearby.
Are Robins Financial ATMs Open 24/7?
Do Robins Financial ATMs accept cash deposits?
Can Robins Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Robins Financial have a mobile app?
Does Robins Financial have mobile deposit?
Does Robins Financial have quick pay?
How can Robins Financial transfer money to other banks or credit unions?
Does Robins Financial report to credit bureaus?
Does Robins Financial use Chexsystems?
Does Robins Financial use Equifax?
What is Robins Financial's toll free phone number?
What is Robins Financial's ACH Routing Number?
What is Robins Financial's SWIFT code?
Where can I find Robins Financial's wire transfer form?
What is the Robins Financial address for deposits?
What Products Does Robins Financial Offer
Does Robins Financial offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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