Rochester Polish Federal Credit Union

Headquarters

P.o. Box 17108
Rochester, NY 14617
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rochester Polish is an NCUA insured institution located in Rochester, NY. It was founded in 1975 and has approximately $7.67 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 22078
Date Established 1975
Assets $7.67 million
Loans $1.21 million
Deposits $6.01 million
Capital $1.66 million
 

Deposit Rates - April 28, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Rochester Polish

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Loan Rates - April 28, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Rochester Polish

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
7.004% 6.875% 0.63 $4,192 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Rochester Polish
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Branches

Below are Rochester Polish branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Rochester Polish Locations



Climate Policy and Initiatives

ROCHESTER POLISH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rochester Polish Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester Polish. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester Polish U.S. Average
4.33% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Rochester Polish had $72,083 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,658,147 in net worth and $7,925 in loans loss reserves. That gives it a Texas Ratio of 4.33%.

Net Worth
Rochester Polish U.S. Average
21.61% 13.62%

Rochester Polish FCU has a net worth of 21.61% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rochester Polish

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