S M is an NCUA insured institution located in Philadelphia, PA. It was founded in 1959 and has approximately $0.06 millions in assets.
NCUA Insured | Yes |
Charter Number # | # 13234 |
Date Established | 1959 |
Assets | $0.06 million |
Loans | $0.00 million |
Deposits | $0.05 million |
Capital | $0.01 million |
Your Current Location: Connecticut, CT 06828
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Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for S M
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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---|---|---|---|---|---|---|
![]() NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
![]() NMLS ID: 2890 License#: 13256 |
2.576% | 2.500% | 1.00 | $2,500 | $988 | Learn More |
![]() NMLS ID: 1168 |
2.571% | 2.500% | 1.00 | $2,345 | $988 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
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![]() People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to S M
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Below are S M branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of S M. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
S M | U.S. Average |
---|---|
43.60% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, S M had $6,326 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,264 in net worth and $4,245 in loans loss reserves. That gives it a Texas Ratio of 43.60%.
S M | U.S. Average |
---|---|
17.7% | 12.91% |
S M FCU has a net worth of 17.7% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A credit union, registered with the NCUA under certificate #13234.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
S M has total capital of $0.01 million. Full information on S M's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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