S M P E Federal Credit Union

Headquarters

869 Begnaud Street
Breaux Bridge, LA 70517
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

S M P E is an NCUA insured institution located in Breaux Bridge, LA. It was founded in 1961 and has approximately $0.49 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14225
Date Established 1961
Assets $0.49 million
Loans $0.09 million
Deposits $0.37 million
Capital $0.13 million
 

Deposit Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for S M P E

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Loan Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for S M P E

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are S M P E branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


S M P E Locations around zip code 85001


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Climate Policy and Initiatives

S M P E is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

S M P E Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of S M P E. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
S M P E U.S. Average
0.94% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, S M P E had $1,214 in non-current loans and $0 in owned assets. To cover these potential losses it had $126,250 in net worth and $2,900 in loans loss reserves. That gives it a Texas Ratio of 0.94%.

Net Worth
S M P E U.S. Average
25.59% 14.48%

S M P E FCU has a net worth of 25.59% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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