Sacramento District Postal Emps. Federal Credit Union
Headquarters
1485 River Park Dr
Sacramento, CA 95815
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2024 Overview
General Credit Union Information
Sacramento District Postal Emps. is located in Sacramento, Ca. It was founded in 1932 and has approximately $20.51 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 95088 |
| Date Established | 1932 |
| Assets | $20.51 million |
| Loans | $12.60 million |
| Deposits | $19.86 million |
| Capital | $0.57 million |
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Sacramento District Postal Emps.
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Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sacramento District Postal Emps.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Sacramento District Postal Emps.
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It is free to register and add rates.
Branches
Below are Sacramento District Postal Emps. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SACRAMENTO DISTRICT POSTAL EMPS. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sacramento District Postal Emps. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sacramento District Postal Emps.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sacramento District Postal Emps. | U.S. Average |
|---|---|
| 26.80% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Sacramento District Postal Emps. had $256,776 in non-current loans and $135,000 in owned assets. To cover these potential losses it had $572,565 in net worth and $889,543 in loans loss reserves. That gives it a Texas Ratio of 26.80%.
Net Worth
| Sacramento District Postal Emps. | U.S. Average |
|---|---|
| 2.79% | 13.62% |
Sacramento District Postal Emps. FCU has a net worth of 2.79% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sacramento District Postal Emps.
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