San Antonio Citizens Federal Credit Union

Headquarters

12542 Curley St
San Antonio, FL 33576
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.55% 4.59% →
2-Year CD 0.75% 4.47% →
5-Year CD 1.06% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

San Antonio Citizens is an NCUA insured institution located in San Antonio, FL. It was founded in 1955 and has approximately $401.55 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10699
Date Established 1955
Assets $401.55 million
Loans $176.57 million
Deposits $358.92 million
Capital $42.94 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in Eastern Pasco and Eastern Hernando Counties. Membership is also open to immediate family of current and eligible members.

Deposit Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.06% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less

Loan Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for San Antonio Citizens

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to San Antonio Citizens
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are San Antonio Citizens branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


San Antonio Citizens Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main - San Antonio

1618.37 A View Lobby Hours

Dade City

1622.44 B View Lobby Hours

Zephyrhills

1623.93 C View Lobby Hours


Climate Policy and Initiatives

SAN ANTONIO CITIZENS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account

Financial Details

San Antonio Citizens Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of San Antonio Citizens. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
San Antonio Citizens U.S. Average
2.39% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, San Antonio Citizens had $940,700 in non-current loans and $127,284 in owned assets. To cover these potential losses it had $42,937,771 in net worth and $1,675,126 in loans loss reserves. That gives it a Texas Ratio of 2.39%.

Net Worth
San Antonio Citizens U.S. Average
10.69% 14.48%

San Antonio Citizens FCU has a net worth of 10.69% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for San Antonio Citizens

There are currently no comments for SAN ANTONIO CITIZENS. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account