San Joaquin Power Employees Credit Union

Headquarters

Po Box 16039
Fresno, CA 93755
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

San Joaquin Power Employees is an NCUA insured institution located in Fresno, CA. It was founded in 1934 and has approximately $171.11 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66788
Date Established 1934
Assets $171.11 million
Loans $116.17 million
Deposits $141.36 million
Capital $25.00 million
 

Field of Membership Restrictions

Membership in San Joaquin Power Employees Credit Union is open to employees of Pacific Gas and Electric Company.

Deposit Rates - May 1, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for San Joaquin Power Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - May 1, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for San Joaquin Power Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
7.476% 7.375% 1.00 $3,200 $2,211 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to San Joaquin Power Employees
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Branches

Below are San Joaquin Power Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


San Joaquin Power Employees Locations



Climate Policy and Initiatives

SAN JOAQUIN POWER EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

San Joaquin Power Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of San Joaquin Power Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
San Joaquin Power Employees U.S. Average
0.67% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, San Joaquin Power Employees had $175,145 in non-current loans and $0 in owned assets. To cover these potential losses it had $24,997,732 in net worth and $1,038,031 in loans loss reserves. That gives it a Texas Ratio of 0.67%.

Net Worth
San Joaquin Power Employees U.S. Average
14.61% 13.62%

San Joaquin Power Employees FCU has a net worth of 14.61% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for San Joaquin Power Employees

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