San Patricio County Teachers

Headquarters

501 W. Merriman
Sinton, TX 78387
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.85% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.50% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

San Patricio County Teachers is an NCUA insured institution located in Sinton, TX. It was founded in 1957 and has approximately $31.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11721
Date Established 1957
Assets $31.75 million
Loans $20.46 million
Deposits $28.10 million
Capital $3.55 million
 

Field of Membership Restrictions

Must be a school district employee in San Patricio or Live Oak County. Also open to residents of San Patricio County.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.66% $10,000 $14,999 Learn More
6 Mo CD
0.66% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
48 Mo CD
1.40% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.40% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SAN PATRICIO COUNTY TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
ConsumerDirect Mortgage
NMLS ID: 472433
2.966% 2.875% 0.88 $2,928 $1,038 Learn More
Morty, Inc.
NMLS ID: 1429243
2.700% 2.625% 0.63 $2,470 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SAN PATRICIO COUNTY TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are San Patricio County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


San Patricio County Teachers Locations


Financial Details

San Patricio County Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of San Patricio County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
San Patricio County Teachers U.S. Average
1.38% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, San Patricio County Teachers had $2,927 in non-current loans and $47,632 in owned assets. To cover these potential losses it had $3,546,242 in net worth and $127,886 in loans loss reserves. That gives it a Texas Ratio of 1.38%.

Net Worth
San Patricio County Teachers U.S. Average
11.16% 12.67%

San Patricio County Teachers FCU has a net worth of 11.16% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About San Patricio County Teachers

Branches and Savings

What is San Patricio County Teachers?

A federal credit union, registered with the NCUA under certificate #11721.
Learn more about credit unions here.

Is San Patricio County Teachers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. San Patricio County Teachers is insured by the NCUA.

Who can join San Patricio County Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are San Patricio County Teachers's share account and share certificate rates?

San Patricio County Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is San Patricio County Teachers?

San Patricio County Teachers has total capital of $3.55 million. Full information on San Patricio County Teachers's financial position is located above.

Who owns San Patricio County Teachers?

Credit Unions are owned by their members.

Where are San Patricio County Teachers branches located?

See branch locations nearby.

Are San Patricio County Teachers ATMs Open 24/7?

Do San Patricio County Teachers ATMs accept cash deposits?

Can San Patricio County Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does San Patricio County Teachers have a mobile app?

Does San Patricio County Teachers have mobile deposit?

Does San Patricio County Teachers have quick pay?

How can San Patricio County Teachers transfer money to other banks or credit unions?

Does San Patricio County Teachers report to credit bureaus?

Does San Patricio County Teachers use Chexsystems?

Does San Patricio County Teachers use Equifax?

What is San Patricio County Teachers's toll free phone number?

What is San Patricio County Teachers's ACH Routing Number?

What is San Patricio County Teachers's SWIFT code?

Where can I find San Patricio County Teachers's wire transfer form?

What is the San Patricio County Teachers address for deposits?

What Products Does San Patricio County Teachers Offer

Does San Patricio County Teachers offer mortgages?

Compare mortgage rates here.

Does San Patricio County Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does San Patricio County Teachers offer auto and RV loans?

Compare auto loan rates here.

Does San Patricio County Teachers offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for San Patricio County Teachers

There are currently no comments for San Patricio County Teachers. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →