P.o. Box 5360
San Luis Obispo, CA 93403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.55% 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sesloc is an NCUA insured institution located in San Luis Obispo, CA. It was founded in 1942 and has approximately $1103.36 millions in assets.

Who can join?

You may join if you live, work, worship or attend school in San Luis Obispo County, or if your immediate family member belongs to SESLOC (parent, grandparent, child, grandchild, siblings, including step-relationships).

NCUA Insured Yes / Federally Chartered
Charter Number # # 4980
Date Established 1942
Assets $1,103.36 million
Loans $668.91 million
Deposits $1,001.19 million
Capital $90.74 million

Field of Membership Restrictions

Membership in Sesloc Federal Credit Union is open to those who live, work or attend school in San Luis Obispo or Northern Santa Barbara County and immediate family of existing members.

Deposit Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More

Loan Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SESLOC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.671% 2.625% 0.63 $1,508 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SESLOC
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sesloc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sesloc Locations

Financial Details

Sesloc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sesloc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sesloc U.S. Average
3.24% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Sesloc had $2,875,336 in non-current loans and $230,796 in owned assets. To cover these potential losses it had $90,738,934 in net worth and $5,015,000 in loans loss reserves. That gives it a Texas Ratio of 3.24%.

Net Worth
Sesloc U.S. Average
8.22% 12.20%

Sesloc FCU has a net worth of 8.22% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sesloc

Branches and Savings

What is Sesloc?

A federal credit union, registered with the NCUA under certificate #4980.
Learn more about credit unions here.

Is Sesloc FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sesloc is insured by the NCUA.

Who can join Sesloc?

Please see Field of Membership information above for information on who is eligible to join.

What are Sesloc's share account and share certificate rates?

Sesloc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sesloc?

Sesloc has total capital of $90.74 million. Full information on Sesloc's financial position is located above.

Who owns Sesloc?

Credit Unions are owned by their members.

Where are Sesloc branches located?

See branch locations nearby.

Are Sesloc ATMs Open 24/7?

Do Sesloc ATMs accept cash deposits?

Can Sesloc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sesloc have a mobile app?

Does Sesloc have mobile deposit?

Does Sesloc have quick pay?

How can Sesloc transfer money to other banks or credit unions?

Does Sesloc report to credit bureaus?

Does Sesloc use Chexsystems?

Does Sesloc use Equifax?

What is Sesloc's toll free phone number?

What is Sesloc's ACH Routing Number?

What is Sesloc's SWIFT code?

Where can I find Sesloc's wire transfer form?

What is the Sesloc address for deposits?

What Products Does Sesloc Offer

Does Sesloc offer mortgages?

Compare mortgage rates here.

Does Sesloc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sesloc offer auto and RV loans?

Compare auto loan rates here.

Does Sesloc offer student loans or personal loans?

Compare personal loan rates here.

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