Shaw's Employees Federal Credit Union


205 Spencer Drive
Wells, ME 04090
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Shaw's Employees is an NCUA insured institution located in Wells, ME. It was founded in 1936 and has approximately $7.25 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 998
Date Established 1936
Assets $7.25 million
Loans $1.95 million
Deposits $5.33 million
Capital $1.81 million

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Shaw's Employees

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Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SHAW'S EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.808% 2.750% 0.75 $1,880 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Shaw's Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Shaw's Employees Locations

Climate Initiatives

SHAW'S EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Shaw's Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shaw's Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shaw's Employees U.S. Average
1.92% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Shaw's Employees had $35,060 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,812,920 in net worth and $15,712 in loans loss reserves. That gives it a Texas Ratio of 1.92%.

Net Worth
Shaw's Employees U.S. Average
25.01% 12.22%

Shaw's Employees FCU has a net worth of 25.01% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Shaw's Employees

Branches and Savings

What is Shaw's Employees?

A federal credit union, registered with the NCUA under certificate #998.
Learn more about credit unions here.

Is Shaw's Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Shaw's Employees is insured by the NCUA.

Who can join Shaw's Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Shaw's Employees's share account and share certificate rates?

Shaw's Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Shaw's Employees?

Shaw's Employees has total capital of $1.81 million. Full information on Shaw's Employees's financial position is located above.

Who owns Shaw's Employees?

Credit Unions are owned by their members.

Where are Shaw's Employees branches located?

See branch locations nearby.

Are Shaw's Employees ATMs Open 24/7?

Do Shaw's Employees ATMs accept cash deposits?

Can Shaw's Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Shaw's Employees have a mobile app?

Does Shaw's Employees have mobile deposit?

Does Shaw's Employees have quick pay?

How can Shaw's Employees transfer money to other banks or credit unions?

Does Shaw's Employees report to credit bureaus?

Does Shaw's Employees use Chexsystems?

Does Shaw's Employees use Equifax?

What is Shaw's Employees's toll free phone number?

What is Shaw's Employees's ACH Routing Number?

What is Shaw's Employees's SWIFT code?

Where can I find Shaw's Employees's wire transfer form?

What is the Shaw's Employees address for deposits?

What Products Does Shaw's Employees Offer

Does Shaw's Employees offer mortgages?

Compare mortgage rates here.

Does Shaw's Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Shaw's Employees offer auto and RV loans?

Compare auto loan rates here.

Does Shaw's Employees offer student loans or personal loans?

Compare personal loan rates here.

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