Shelby County

Headquarters

160 N Main, Suite 401
Memphis, TN 38103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.15% 0.67% →
2-Year CD 0.15% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Shelby County is an NCUA insured institution located in Memphis, TN. It was founded in 1961 and has approximately $82.77 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14733
Date Established 1961
Assets $82.77 million
Loans $38.84 million
Deposits $69.94 million
Capital $11.18 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Shelby County.

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.15% $10,000 $14,999 Learn More
24 Mo CD
0.15% $100,000 $199,999 Learn More
36 Mo CD
0.20% $10,000 $14,999 Learn More
36 Mo CD
0.20% $100,000 $199,999 Learn More

Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SHELBY COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SHELBY COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Shelby County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Shelby County Locations


Financial Details

Shelby County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shelby County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shelby County U.S. Average
1.87% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Shelby County had $207,822 in non-current loans and $5,964 in owned assets. To cover these potential losses it had $11,176,034 in net worth and $262,268 in loans loss reserves. That gives it a Texas Ratio of 1.87%.

Net Worth
Shelby County U.S. Average
13.5% 12.67%

Shelby County FCU has a net worth of 13.5% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Shelby County

Branches and Savings

What is Shelby County?

A federal credit union, registered with the NCUA under certificate #14733.
Learn more about credit unions here.

Is Shelby County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Shelby County is insured by the NCUA.

Who can join Shelby County?

Please see Field of Membership information above for information on who is eligible to join.

What are Shelby County's share account and share certificate rates?

Shelby County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Shelby County?

Shelby County has total capital of $11.18 million. Full information on Shelby County's financial position is located above.

Who owns Shelby County?

Credit Unions are owned by their members.

Where are Shelby County branches located?

See branch locations nearby.

Are Shelby County ATMs Open 24/7?

Do Shelby County ATMs accept cash deposits?

Can Shelby County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Shelby County have a mobile app?

Does Shelby County have mobile deposit?

Does Shelby County have quick pay?

How can Shelby County transfer money to other banks or credit unions?

Does Shelby County report to credit bureaus?

Does Shelby County use Chexsystems?

Does Shelby County use Equifax?

What is Shelby County's toll free phone number?

What is Shelby County's ACH Routing Number?

What is Shelby County's SWIFT code?

Where can I find Shelby County's wire transfer form?

What is the Shelby County address for deposits?

What Products Does Shelby County Offer

Does Shelby County offer mortgages?

Compare mortgage rates here.

Does Shelby County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Shelby County offer auto and RV loans?

Compare auto loan rates here.

Does Shelby County offer student loans or personal loans?

Compare personal loan rates here.

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