Singing River


6006 Highway 63
Moss Point, MS 39563
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.85% →
1-Year CD 0.60% 0.80% →
2-Year CD 0.85% 0.80% →
5-Year CD 1.10% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Singing River is an NCUA insured institution located in Moss Point, MS. It was founded in 1953 and has approximately $255.33 millions in assets.

Who can join?

Anyone who lives, works, worships or attends school in Jackson, George or Greene counties in Mississippi, as well as many residents in Mobile and Baldwin counties in Alabama, are eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8694
Date Established 1953
Assets $255.33 million
Loans $194.54 million
Deposits $227.12 million
Capital $26.12 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Jackson, George or Greene counties in Mississippi, as well as most of Mobile and Baldwin counties in Alabama. Membership is also open to immediate family of current members.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.85% $1 $99 Learn MoreShow Less
Int Ckg
0.85% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SINGING RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.359% 3.250% 0.88 $3,438 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Singing River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Singing River Locations

Financial Details

Singing River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Singing River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Singing River U.S. Average
3.43% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Singing River had $866,327 in non-current loans and $76,243 in owned assets. To cover these potential losses it had $26,115,346 in net worth and $1,403,752 in loans loss reserves. That gives it a Texas Ratio of 3.43%.

Net Worth
Singing River U.S. Average
10.22% 12.20%

Singing River FCU has a net worth of 10.22% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Singing River

Branches and Savings

What is Singing River?

A federal credit union, registered with the NCUA under certificate #8694.
Learn more about credit unions here.

Is Singing River FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Singing River is insured by the NCUA.

Who can join Singing River?

Please see Field of Membership information above for information on who is eligible to join.

What are Singing River's share account and share certificate rates?

Singing River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Singing River?

Singing River has total capital of $26.12 million. Full information on Singing River's financial position is located above.

Who owns Singing River?

Credit Unions are owned by their members.

Where are Singing River branches located?

See branch locations nearby.

Are Singing River ATMs Open 24/7?

Do Singing River ATMs accept cash deposits?

Can Singing River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Singing River have a mobile app?

Does Singing River have mobile deposit?

Does Singing River have quick pay?

How can Singing River transfer money to other banks or credit unions?

Does Singing River report to credit bureaus?

Does Singing River use Chexsystems?

Does Singing River use Equifax?

What is Singing River's toll free phone number?

What is Singing River's ACH Routing Number?

What is Singing River's SWIFT code?

Where can I find Singing River's wire transfer form?

What is the Singing River address for deposits?

What Products Does Singing River Offer

Does Singing River offer mortgages?

Compare mortgage rates here.

Does Singing River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Singing River offer auto and RV loans?

Compare auto loan rates here.

Does Singing River offer student loans or personal loans?

Compare personal loan rates here.

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