PO Box 1690
Livingston, MT 59047
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.70% →
1-Year CD 0.15% 0.75% →
2-Year CD 0.20% 0.81% →
5-Year CD 0.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sky is an NCUA insured institution located in Livingston, MT. It was founded in 1935 and has approximately $148.75 millions in assets.

NCUA Insured Yes
Charter Number # # 761
Date Established 1935
Assets $148.75 million
Loans $82.96 million
Deposits $134.97 million
Capital $11.81 million

Field of Membership Restrictions

Membership is open to those who live or work in Park, Gallatin or Sweet Grass counties in Montana and their immediate families.

Deposit Rates - January 19, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.02% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
Premium Money Market Account
0.15% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.20% $10,000 $14,999 Learn More
36 Mo CD
0.20% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.30% $10,000 $14,999 Learn More
60 Mo CD
0.30% $100,000 $199,999 Learn More

Loan Rates - January 19, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SKY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SKY
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sky branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Sky Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sky. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sky U.S. Average
5.98% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Sky had $427,758 in non-current loans and $342,745 in owned assets. To cover these potential losses it had $11,813,467 in net worth and $1,070,549 in loans loss reserves. That gives it a Texas Ratio of 5.98%.

Net Worth
Sky U.S. Average
7.94% 12.91%

Sky FCU has a net worth of 7.94% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sky

Branches and Savings

What is Sky?

A federal credit union, registered with the NCUA under certificate #761.
Learn more about credit unions here.

Is Sky FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sky?

Please see Field of Membership information above for information on who is eligible to join.

What are Sky's share account and share certificate rates?

Sky's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sky?

Sky has total capital of $11.81 million. Full information on Sky's financial position is located above.

Who owns Sky?

Credit Unions are owned by their members.

Where are Sky branches located?

See branch locations nearby.

Are Sky ATMs Open 24/7?

Do Sky ATMs accept cash deposits?

Can Sky customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sky have a mobile app?

Does Sky have mobile deposit?

Does Sky have quick pay?

How can Sky transfer money to other banks or credit unions?

Does Sky report to credit bureaus?

Does Sky use Chexsystems?

Does Sky use Equifax?

What is Sky's toll free phone number?

What is Sky's ACH Routing Number?

What is Sky's SWIFT code?

Where can I find Sky's wire transfer form?

What is the Sky address for deposits?

What Products Does Sky Offer

Does Sky offer mortgages?

Compare mortgage rates here.

Does Sky offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sky offer auto and RV loans?

Compare auto loan rates here.

Does Sky offer student loans or personal loans?

Compare personal loan rates here.

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