2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 761
Date Established 1935
Assets $112.64 million
Loans $71.98 million
Deposits $101.46 million
Capital $10.08 million

Sky is an NCUA insured institution located in Livingston, MT. It was founded in 1935 and has approximately $112.64 millions in assets.

Field of Membership Restrictions

Membership is open to those who live or work in Park, Gallatin or Sweet Grass counties in Montana and their immediate families.

Deposit Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.03% $1,000 $9,999 Learn MoreShow Less
Money Market
0.03% $10,000 $24,999 Learn MoreShow Less
Money Market
0.03% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.05% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
0.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $500 $24,999 Learn MoreShow Less
6 Mo CD
0.10% $500 $24,999 Learn MoreShow Less
12 Mo CD
0.15% $500 $24,999 Learn MoreShow Less
18 Mo CD
0.20% $500 $24,999 Learn MoreShow Less
24 Mo CD
0.30% $500 $24,999 Learn MoreShow Less
36 Mo CD
0.35% $500 $24,999 Learn MoreShow Less
48 Mo CD
0.40% $500 $24,999 Learn MoreShow Less
60 Mo CD
0.45% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SKY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.039% 4.000% 0.13 $1,207 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
PenFed Credit Union
NMLS ID: 401822
4.375% 4.250% 0.50 $3,750 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to SKY
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Below are Sky branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Sky Locations

Financial Details

Sky Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sky. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sky U.S. Average
23.12% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Sky had $1,212,931 in non-current loans and $1,327,718 in owned assets. To cover these potential losses it had $10,079,215 in net worth and $910,462 in loans loss reserves. That gives it a Texas Ratio of 23.12%.

Net Worth
Sky U.S. Average
8.94% 13.61%

Sky FCU has a net worth of 8.94% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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