Po Box 190012
North Charlesto, SC 29419
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South Carolina is an NCUA insured institution located in North Charlesto, SC. It was founded in 1936 and has approximately $2543.02 millions in assets.
Who can join?
Anyone who lives in the following South Carolina counties...
Charleston
Dorchester
Berkeley
Calhoun
Georgetown
Orangeburg
Most of Lexington and Richland Counties
And immediate family of a member or someone who qualifies, including... Spouse, Children/Stepchildren/Adopted children, Sibling/Stepsibling, Parents/Stepparents, Grandparents, Grandchildren, Two people sharing a residence (home, apartment, condo), Domestic partners (unmarried people who live together), Legal guardian relationships
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 1022 |
Date Established | 1936 |
Assets | $2,543.02 million |
Loans | $1,955.06 million |
Deposits | $1,961.82 million |
Capital | $307.01 million |
Your Current Location: Washington, WA 98109
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Washington, WA 98109
There are currently no loan rates available for South Carolina
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2463124 License#: Yes |
6.048% | 5.875% | 0.88 | $6,000 | $1,893 | Learn More |
NMLS ID: 118653 License#: CL-118653 |
6.340% | 6.250% | 1.00 | $3,034 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.580% | 6.490% | 0.75 | $3,020 | $2,021 | Learn More |
NMLS ID: 401822 |
6.782% | 6.625% | 1.00 | $5,195 | $2,049 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Note to South Carolina
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are South Carolina branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2294.13 | A | View Lobby Hours | |
2297.37 | B | View Lobby Hours | |
2381.79 | C | View Lobby Hours | |
2384.55 | D | View Lobby Hours | |
2385.85 | E | View Lobby Hours | |
2452.18 | F | View Lobby Hours | |
2454.97 | G | View Lobby Hours | |
2456.37 | H | View Lobby Hours | |
2458.84 | I | View Lobby Hours | |
2461.49 | J | View Lobby Hours | |
2462.83 | K | View Lobby Hours | |
2462.84 | L | View Lobby Hours | |
2463.31 | M | View Lobby Hours | |
2466.07 | N | View Lobby Hours | |
2466.51 | O | View Lobby Hours | |
2469.79 | P | View Lobby Hours | |
2471.22 | Q | View Lobby Hours | |
2472.37 | R | View Lobby Hours | |
2474.16 | S | View Lobby Hours | |
2485.26 | T | View Lobby Hours |
SOUTH CAROLINA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of South Carolina. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
South Carolina | U.S. Average |
---|---|
3.34% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, South Carolina had $10,076,028 in non-current loans and $480,588 in owned assets. To cover these potential losses it had $307,005,483 in net worth and $8,780,381 in loans loss reserves. That gives it a Texas Ratio of 3.34%.
South Carolina | U.S. Average |
---|---|
12.05% | 13.93% |
South Carolina FCU has a net worth of 12.05% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for South Carolina
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