SOUTH CAROLINA

PO BOX 190012
North Charlesto, SC 29419

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1022
Date Established 1936
Assets $1,852.00 million
Loans $1,430.97 million
Deposits $1,412.79 million
Capital $204.21 million

South Carolina is an NCUA insured institution located in North Charlesto, SC. It was founded in 1936 and has approximately $1852 millions in assets.

Who can join?

Anyone who lives in the following South Carolina counties...

Charleston
Dorchester
Berkeley
Calhoun
Georgetown
Orangeburg
Most of Lexington and Richland Counties

And immediate family of a member or someone who qualifies, including... Spouse, Children/Stepchildren/Adopted children, Sibling/Stepsibling, Parents/Stepparents, Grandparents, Grandchildren, Two people sharing a residence (home, apartment, condo), Domestic partners (unmarried people who live together), Legal guardian relationships

Field of Membership Restrictions

Membership in South Carolina Federal Credit Union is open to those who live, work, worship or attend school in Charleston, Dorchester, Berkeley, Calhoun, Georgetown, Orangeburg or selected parts of Lexington or Richland County. Membership is also open to immediate family and household members of eligible members.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $4,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.25% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 $49,999 Learn MoreShow Less
3 Mo CD
0.60% $50,000 - Learn MoreShow Less
6 Mo CD
0.75% $500 $49,999 Learn MoreShow Less
6 Mo CD
0.85% $50,000 - Learn MoreShow Less
12 Mo CD
1.25% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.35% $50,000 - Learn MoreShow Less
18 Mo CD
1.35% $500 $49,999 Learn MoreShow Less
24 Mo CD
1.75% $500 $49,999 Learn MoreShow Less
24 Mo CD
1.84% $50,000 - Learn MoreShow Less
36 Mo CD
2.15% $500 $49,999 Learn MoreShow Less
36 Mo CD
2.25% $50,000 - Learn MoreShow Less
60 Mo CD
2.75% $500 $49,999 Learn MoreShow Less
60 Mo CD
2.85% $50,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SOUTH CAROLINA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.778% 3.750% 0.38 $852 $1,158 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.697% 3.625% 0.50 $2,253 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to SOUTH CAROLINA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are South Carolina branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


South Carolina Locations


Financial Details

South Carolina Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Carolina. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Carolina U.S. Average
5.80% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, South Carolina had $11,906,322 in non-current loans and $176,068 in owned assets. To cover these potential losses it had $204,213,072 in net worth and $4,064,437 in loans loss reserves. That gives it a Texas Ratio of 5.80%.

Net Worth
South Carolina U.S. Average
11.02% 13.47%

South Carolina FCU has a net worth of 11.02% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Carolina

Branches and Savings

What is South Carolina?

A federal credit union, registered with the NCUA under certificate #1022.
Learn more about credit unions here.

Is South Carolina FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Carolina?

Please see Field of Membership information above for information on who is eligible to join.

What are South Carolina's share account and share certificate rates?

South Carolina's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Carolina?

South Carolina has total capital of $204.21 million. Full information on South Carolina's financial position is located above.

Who owns South Carolina?

Credit Unions are owned by their members.

Where are South Carolina branches located?

See branch locations nearby.

Are South Carolina ATMs Open 24/7?

Do South Carolina ATMs accept cash deposits?

Can South Carolina customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Carolina have a mobile app?

Does South Carolina have mobile deposit?

Does South Carolina have quick pay?

How can South Carolina transfer money to other banks or credit unions?

Does South Carolina report to credit bureaus?

Does South Carolina use Chexsystems?

Does South Carolina use Equifax?

What is South Carolina's toll free phone number?

What is South Carolina's ACH Routing Number?

What is South Carolina's SWIFT code?

Where can I find South Carolina's wire transfer form?

What is the South Carolina address for deposits?

What Products Does South Carolina Offer

Does South Carolina offer mortgages?

Compare mortgage rates here.

Does South Carolina offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Carolina offer auto and RV loans?

Compare auto loan rates here.

Does South Carolina offer student loans or personal loans?

Compare personal loan rates here.

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