Southeast Financial Credit Union

Headquarters

220 South Royal Oaks
Franklin, TN 37064
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.60% 2.80% →
2-Year CD 0.75% 3.20% →
5-Year CD 1.00% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Southeast Financial is an NCUA insured institution located in Franklin, TN. It was founded in 1936 and has approximately $467.52 millions in assets.

Who can join?

Join by Employer
If you are an employee of one of our Select Employee Groups (SEGs), you can apply for membership.

Join by Community
Call Member Services at 615.743.3700 or 800.521.9653 to see if the community where you live, work, worship, attend school or volunteer is eligible for Southeast Financial membership.

Join the ASMT
Call Member Services at 615.743.3700 or 800.521.9653 and make a $5.00 donation to the Autism Society of Middle Tennessee to automatically qualify for Southeast Financial membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 68599
Date Established 1936
Assets $467.52 million
Loans $339.49 million
Deposits $429.08 million
Capital $33.88 million
 

Field of Membership Restrictions

Membership is open to anyone through a $5 donation to Autism Tennessee (can be done through the credit union). Membership is also open to employees of the Select Employer Groups.

Deposit Rates - August 11, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
30 Mo CD
0.80% $10,000 $14,999 Learn More
30 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 11, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTHEAST FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.325% 5.250% 0.88 $2,100 $1,381 Learn More
Morty, Inc.
NMLS ID: 1429243
4.561% 4.500% 0.75 $1,800 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to SOUTHEAST FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Southeast Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Southeast Financial Locations



Climate Initiatives

SOUTHEAST FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Southeast Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southeast Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southeast Financial U.S. Average
9.36% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Southeast Financial had $3,108,835 in non-current loans and $281,922 in owned assets. To cover these potential losses it had $33,882,262 in net worth and $2,337,645 in loans loss reserves. That gives it a Texas Ratio of 9.36%.

Net Worth
Southeast Financial U.S. Average
7.25% 12.28%

Southeast Financial FCU has a net worth of 7.25% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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