Southern Pine Credit Union

Headquarters

P. O. Box 1029
Lake Park, GA 31636
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.16% 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Southern Pine is an NCUA insured institution located in Lake Park, GA. It was founded in 1991 and has approximately $29.83 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67403
Date Established 1991
Assets $29.83 million
Loans $17.12 million
Deposits $23.29 million
Capital $6.46 million
 

Field of Membership Restrictions

Southern Pine Credit Union is headquartered in VALDOSTA and is the 45th largest credit union in the state of Georgia. It is also the 2,440th largest credit union in the nation. It was established in 1991 and as of June of 2017, it had grown to 5 employees and 2,101 members at 1 location. Southern Pine Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.

Deposit Rates - October 4, 2026

Your Current Location: Wisconsin, WI

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
1.16% $2,500 $4,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
1.76% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 $99 Learn MoreShow Less
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 4, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for Southern Pine

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Wisconsin 30 Year Fixed Mortgage Rates 2026

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Featured - Wisconsin Home Equity Line Of Credit Rates 2026

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Note to Southern Pine
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Branches

Below are Southern Pine branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Madison,Wisconsin


Southern Pine Locations


BranchDistance Map View Lobby Hours

Main office

914.48 A View Lobby Hours

Main office

914.48 B View Lobby Hours

SOUTHERN PINE CREDIT UNION

914.48 C View Lobby Hours


Climate Policy and Initiatives

SOUTHERN PINE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Southern Pine Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southern Pine. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southern Pine U.S. Average
5.95% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Southern Pine had $384,672 in non-current loans and $8,500 in owned assets. To cover these potential losses it had $6,461,961 in net worth and $142,048 in loans loss reserves. That gives it a Texas Ratio of 5.95%.

Net Worth
Southern Pine U.S. Average
21.66% 14.48%

Southern Pine FCU has a net worth of 21.66% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Southern Pine

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