Southern Pine Credit Union
Headquarters
P. O. Box 1029
Lake Park, GA 31636
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2024 Overview
General Credit Union Information
Southern Pine is an NCUA insured institution located in Lake Park, GA. It was founded in 1991 and has approximately $33.92 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67403 |
| Date Established | 1991 |
| Assets | $33.92 million |
| Loans | $20.49 million |
| Deposits | $29.85 million |
| Capital | $3.95 million |
Field of Membership Restrictions
Southern Pine Credit Union is headquartered in VALDOSTA and is the 45th largest credit union in the state of Georgia. It is also the 2,440th largest credit union in the nation. It was established in 1991 and as of June of 2017, it had grown to 5 employees and 2,101 members at 1 location. Southern Pine Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
1.16% | $2,500 | $4,999 |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.76% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $1 | $99 | Learn More |
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Southern Pine
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Southern Pine
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Branches
Below are Southern Pine branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SOUTHERN PINE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Southern Pine Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Southern Pine. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Southern Pine | U.S. Average |
|---|---|
| 12.29% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Southern Pine had $494,706 in non-current loans and $8,500 in owned assets. To cover these potential losses it had $3,951,325 in net worth and $142,048 in loans loss reserves. That gives it a Texas Ratio of 12.29%.
Net Worth
| Southern Pine | U.S. Average |
|---|---|
| 11.65% | 13.62% |
Southern Pine FCU has a net worth of 11.65% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Southern Pine
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