Sri

Headquarters

Po Box 2284
Menlo Park, CA 94026
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 0.66% →
1-Year CD 0.60% 0.67% →
2-Year CD 0.70% 0.75% →
5-Year CD 1.01% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sri is an NCUA insured institution located in Menlo Park, CA. It was founded in 1957 and has approximately $145.92 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11872
Date Established 1957
Assets $145.92 million
Loans $122.39 million
Deposits $117.02 million
Capital $10.56 million
 

Field of Membership Restrictions

Membership is open to employees of SRI International who work in or are paid from Menlo Park, California, Ravenswood Solutions who work in, are paid or supervised from Menlo Park, and other select companies in Menlo Park, California.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for SRI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SRI
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Financial Details

Sri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sri. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sri U.S. Average
5.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sri had $27,708 in non-current loans and $515,507 in owned assets. To cover these potential losses it had $10,560,649 in net worth and $190,880 in loans loss reserves. That gives it a Texas Ratio of 5.05%.

Net Worth
Sri U.S. Average
7.96% 12.67%

Sri FCU has a net worth of 7.96% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sri

Branches and Savings

What is Sri?

A federal credit union, registered with the NCUA under certificate #11872.
Learn more about credit unions here.

Is Sri FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sri is insured by the NCUA.

Who can join Sri?

Please see Field of Membership information above for information on who is eligible to join.

What are Sri's share account and share certificate rates?

Sri's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sri?

Sri has total capital of $10.56 million. Full information on Sri's financial position is located above.

Who owns Sri?

Credit Unions are owned by their members.

Where are Sri branches located?

See branch locations nearby.

Are Sri ATMs Open 24/7?

Do Sri ATMs accept cash deposits?

Can Sri customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sri have a mobile app?

Does Sri have mobile deposit?

Does Sri have quick pay?

How can Sri transfer money to other banks or credit unions?

Does Sri report to credit bureaus?

Does Sri use Chexsystems?

Does Sri use Equifax?

What is Sri's toll free phone number?

What is Sri's ACH Routing Number?

What is Sri's SWIFT code?

Where can I find Sri's wire transfer form?

What is the Sri address for deposits?

What Products Does Sri Offer

Does Sri offer mortgages?

Compare mortgage rates here.

Does Sri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sri offer auto and RV loans?

Compare auto loan rates here.

Does Sri offer student loans or personal loans?

Compare personal loan rates here.

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