Srp Federal Credit Union


Po Box 6730
North Augusta, SC 29861
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.02% →
1-Year CD 0.20% 1.45% →
2-Year CD 0.40% 2.86% →
5-Year CD 1.00% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Srp is an NCUA insured institution located in North Augusta, SC. It was founded in 1960 and has approximately $1565 millions in assets.

Who can join?

Under SRP Federal Credit Union's community charter guidelines, any person who lives, works, worships, volunteers, or attends school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia is eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24410
Date Established 1960
Assets $1,565.00 million
Loans $819.94 million
Deposits $1,373.86 million
Capital $175.16 million

Field of Membership Restrictions

Membership in SRP Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia.

Deposit Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $1 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.20% $500 - Learn More
24 Mo CD
0.40% $500 - Learn More
30 Mo CD
0.55% $500 - Learn More
36 Mo CD
0.70% $500 - Learn More
48 Mo CD
0.75% $500 - Learn More
60 Mo CD
1.00% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.08% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SRP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
4.768% 4.690% 0.88 $2,252 $1,296 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to SRP
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Srp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

SRP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Srp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Srp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Srp U.S. Average
5.57% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Srp had $9,955,512 in non-current loans and $71,738 in owned assets. To cover these potential losses it had $175,156,270 in net worth and $4,775,246 in loans loss reserves. That gives it a Texas Ratio of 5.57%.

Net Worth
Srp U.S. Average
11.19% 12.36%

Srp FCU has a net worth of 11.19% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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