Srp Federal Credit Union
Headquarters
Po Box 6730
North Augusta, SC 29861
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2024 Overview
General Credit Union Information
Srp is an NCUA insured institution located in North Augusta, SC. It was founded in 1960 and has approximately $1688.2 millions in assets.
Who can join?
Under SRP Federal Credit Union's community charter guidelines, any person who lives, works, worships, volunteers, or attends school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia is eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24410 |
| Date Established | 1960 |
| Assets | $1,688.20 million |
| Loans | $1,087.86 million |
| Deposits | $1,446.33 million |
| Capital | $225.89 million |
Field of Membership Restrictions
Membership in SRP Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $1 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.20% | $500 | - |
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|
| 24 Mo CD
|
0.40% | $500 | - |
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|
| 30 Mo CD
|
0.55% | $500 | - |
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|
| 36 Mo CD
|
0.70% | $500 | - |
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|
| 48 Mo CD
|
0.75% | $500 | - |
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|
| 60 Mo CD
|
1.00% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.08% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $1 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Srp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Srp
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Branches
Below are Srp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SRP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Srp Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Srp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Srp | U.S. Average |
|---|---|
| 7.11% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Srp had $16,064,881 in non-current loans and $502,119 in owned assets. To cover these potential losses it had $225,894,883 in net worth and $7,115,447 in loans loss reserves. That gives it a Texas Ratio of 7.11%.
Net Worth
| Srp | U.S. Average |
|---|---|
| 13.34% | 13.62% |
Srp FCU has a net worth of 13.34% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Srp
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