Po Box 6730
North Augusta, SC 29861
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Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.20% 0.70% →
2-Year CD 0.40% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Srp is an NCUA insured institution located in North Augusta, SC. It was founded in 1960 and has approximately $1380.92 millions in assets.

Who can join?

Under SRP Federal Credit Union's community charter guidelines, any person who lives, works, worships, volunteers, or attends school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia is eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24410
Date Established 1960
Assets $1,380.92 million
Loans $809.08 million
Deposits $1,207.78 million
Capital $154.71 million

Field of Membership Restrictions

Membership in SRP Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Aiken, Allendale, Barnwell, or Edgefield County in South Carolina or Columbia, McDuffie, or Richmond County in Georgia.

Deposit Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $1 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.20% $500 - Learn More
24 Mo CD
0.40% $500 - Learn More
30 Mo CD
0.55% $500 - Learn More
36 Mo CD
0.70% $500 - Learn More
48 Mo CD
0.75% $500 - Learn More
60 Mo CD
1.00% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.08% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SRP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
NMLS ID: 2890
License#: 13256
2.753% 2.750% 0.00 $102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SRP
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Srp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Srp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Srp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Srp U.S. Average
6.89% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Srp had $10,907,326 in non-current loans and $263,786 in owned assets. To cover these potential losses it had $154,713,172 in net worth and $7,504,247 in loans loss reserves. That gives it a Texas Ratio of 6.89%.

Net Worth
Srp U.S. Average
11.2% 12.67%

Srp FCU has a net worth of 11.2% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Srp

Branches and Savings

What is Srp?

A federal credit union, registered with the NCUA under certificate #24410.
Learn more about credit unions here.

Is Srp FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Srp is insured by the NCUA.

Who can join Srp?

Please see Field of Membership information above for information on who is eligible to join.

What are Srp's share account and share certificate rates?

Srp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Srp?

Srp has total capital of $154.71 million. Full information on Srp's financial position is located above.

Who owns Srp?

Credit Unions are owned by their members.

Where are Srp branches located?

See branch locations nearby.

Are Srp ATMs Open 24/7?

Do Srp ATMs accept cash deposits?

Can Srp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Srp have a mobile app?

Does Srp have mobile deposit?

Does Srp have quick pay?

How can Srp transfer money to other banks or credit unions?

Does Srp report to credit bureaus?

Does Srp use Chexsystems?

Does Srp use Equifax?

What is Srp's toll free phone number?

What is Srp's ACH Routing Number?

What is Srp's SWIFT code?

Where can I find Srp's wire transfer form?

What is the Srp address for deposits?

What Products Does Srp Offer

Does Srp offer mortgages?

Compare mortgage rates here.

Does Srp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Srp offer auto and RV loans?

Compare auto loan rates here.

Does Srp offer student loans or personal loans?

Compare personal loan rates here.

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