St. Johns Ame Birmingham Federal Credit Union

Headquarters

708 15th St. N.
Birmingham, AL 35203
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

St. Johns Ame Birmingham is an NCUA insured institution located in Birmingham, AL. It was founded in 1958 and has approximately $0.04 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12137
Date Established 1958
Assets $0.04 million
Loans $0.01 million
Deposits $0.04 million
Capital $0.00 million
 

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for St. Johns Ame Birmingham

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Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ST. JOHNS AME BIRMINGHAM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ST. JOHNS AME BIRMINGHAM
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are St. Johns Ame Birmingham branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


St. Johns Ame Birmingham Locations



Climate Initiatives

ST. JOHNS AME BIRMINGHAM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

St. Johns Ame Birmingham Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Johns Ame Birmingham. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Johns Ame Birmingham U.S. Average
99.78% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, St. Johns Ame Birmingham had $2,774 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,175 in net worth and $1,605 in loans loss reserves. That gives it a Texas Ratio of 99.78%.

Net Worth
St. Johns Ame Birmingham U.S. Average
2.88% 12.22%

St. Johns Ame Birmingham FCU has a net worth of 2.88% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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