ST. JOSEPHS PARISH BUFFALO

Headquarters

341 Englewood Ave
Buffalo, NY 14223
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

St. Josephs Parish Buffalo is an NCUA insured institution located in Buffalo, NY. It was founded in 1939 and has approximately $92.92 millions in assets.

NCUA Insured Yes
Charter Number # # 3306
Date Established 1939
Assets $92.92 million
Loans $74.47 million
Deposits $83.09 million
Capital $9.02 million
 

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for St. Josephs Parish Buffalo

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to St. Josephs Parish Buffalo

Note to St. Josephs Parish Buffalo
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ST. JOSEPHS PARISH BUFFALO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to ST. JOSEPHS PARISH BUFFALO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are St. Josephs Parish Buffalo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


St. Josephs Parish Buffalo Locations


Financial Details

St. Josephs Parish Buffalo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Josephs Parish Buffalo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Josephs Parish Buffalo U.S. Average
5.01% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, St. Josephs Parish Buffalo had $462,113 in non-current loans and $5,500 in owned assets. To cover these potential losses it had $9,023,622 in net worth and $314,264 in loans loss reserves. That gives it a Texas Ratio of 5.01%.

Net Worth
St. Josephs Parish Buffalo U.S. Average
10.14% 13.61%

St. Josephs Parish Buffalo FCU has a net worth of 10.14% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Josephs Parish Buffalo

Branches and Savings

What is St. Josephs Parish Buffalo?

A federal credit union, registered with the NCUA under certificate #3306.
Learn more about credit unions here.

Is St. Josephs Parish Buffalo FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join St. Josephs Parish Buffalo?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Josephs Parish Buffalo's share account and share certificate rates?

St. Josephs Parish Buffalo's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Josephs Parish Buffalo?

St. Josephs Parish Buffalo has total capital of $9.02 million. Full information on St. Josephs Parish Buffalo's financial position is located above.

Who owns St. Josephs Parish Buffalo?

Credit Unions are owned by their members.

Where are St. Josephs Parish Buffalo branches located?

See branch locations nearby.

Are St. Josephs Parish Buffalo ATMs Open 24/7?

Do St. Josephs Parish Buffalo ATMs accept cash deposits?

Can St. Josephs Parish Buffalo customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Josephs Parish Buffalo have a mobile app?

Does St. Josephs Parish Buffalo have mobile deposit?

Does St. Josephs Parish Buffalo have quick pay?

How can St. Josephs Parish Buffalo transfer money to other banks or credit unions?

Does St. Josephs Parish Buffalo report to credit bureaus?

Does St. Josephs Parish Buffalo use Chexsystems?

Does St. Josephs Parish Buffalo use Equifax?

What is St. Josephs Parish Buffalo's toll free phone number?

What is St. Josephs Parish Buffalo's ACH Routing Number?

What is St. Josephs Parish Buffalo's SWIFT code?

Where can I find St. Josephs Parish Buffalo's wire transfer form?

What is the St. Josephs Parish Buffalo address for deposits?

What Products Does St. Josephs Parish Buffalo Offer

Does St. Josephs Parish Buffalo offer mortgages?

Compare mortgage rates here.

Does St. Josephs Parish Buffalo offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Josephs Parish Buffalo offer auto and RV loans?

Compare auto loan rates here.

Does St. Josephs Parish Buffalo offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for St. Josephs Parish Buffalo

There are currently no comments for St. Josephs Parish Buffalo. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →