Stamford Postal Employees Federal Credit Union

Headquarters

2001 W. Main St Suite#165
Stamford, CT 06902
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Stamford Postal Employees is an NCUA insured institution located in Stamford, CT. It was founded in 1949 and has approximately $13.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6341
Date Established 1949
Assets $13.26 million
Loans $1.97 million
Deposits $9.99 million
Capital $3.26 million
 

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Stamford Postal Employees

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Note to Stamford Postal Employees
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Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STAMFORD POSTAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to STAMFORD POSTAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Stamford Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Stamford Postal Employees Locations



Climate Initiatives

STAMFORD POSTAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Stamford Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stamford Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stamford Postal Employees U.S. Average
1.17% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Stamford Postal Employees had $24,511 in non-current loans and $13,905 in owned assets. To cover these potential losses it had $3,259,369 in net worth and $17,734 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Net Worth
Stamford Postal Employees U.S. Average
24.58% 12.22%

Stamford Postal Employees FCU has a net worth of 24.58% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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