STAR ONE

P.O. BOX 3643
Sunnyvale, CA 94088

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68465
Date Established 1956
Assets $9,070.01 million
Loans $3,882.87 million
Deposits $6,689.56 million
Capital $999.62 million

Star One is an NCUA insured institution located in Sunnyvale, CA. It was founded in 1956 and has approximately $9070.01 millions in assets.

Who can join?

Star One offers membership to employees of specific companies, Star One Credit Union employees, immediate family members* of current Star One members, and individuals who live, work, or attend school in Santa Clara County.

For a list of select employer groups
http://www.starone.org/home/joinus/whocanjoin

Field of Membership Restrictions

Membership in Star One Credit Union is open to those who live, attend school or work in Santa Clara in California and to employees, contractors and retirees of Lockheed-Martin Corporation, Yahoo!, Cirrus Logic, and over 100 Select Employer Groups.

Deposit Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
1.60% $2,500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.80% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.55% $25 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
1.55% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $1 - Learn MoreShow Less

Loan Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
5 Year 3.19% 3.19% $451.33 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment
Home Equity Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Star One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Star One Locations

Financial Details

Star One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star One U.S. Average
0.11% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Star One had $1,106,477 in non-current loans and $32,590 in owned assets. To cover these potential losses it had $999,617,329 in net worth and $4,252,879 in loans loss reserves. That gives it a Texas Ratio of 0.11%.

Net Worth
Star One U.S. Average
11.02% 13.08%

Star One FCU has a net worth of 11.02% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Star One

What is Star One?

A federal credit union, registered with the NCUA under certificate #68465.
Learn more about credit unions here.

Is Star One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Star One?

Please see Field of Membership information above for information on who is eligible to join.

What are Star One's share account and share certificate rates?

Star One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Star One?

Star One has total capital of $999.62 million. Full information on Star One's financial position is located above.

Who owns Star One?

Credit Unions are owned by their members.

Where are Star One branches located?

See branch locations nearby.

Are Star One ATMs Open 24/7?

Do Star One ATMs accept cash deposits?

Can Star One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Star One have a mobile app?

Does Star One have mobile deposit?

Does Star One have quick pay?

How can Star One transfer money to other banks or credit unions?

Does Star One report to credit bureaus?

Does Star One use Chexsystems?

Does Star One use Equifax?

What is Star One's toll free phone number?

What is Star One's ACH Routing Number?

What is Star One's SWIFT code?

Where can I find Star One's wire transfer form?

What is the Star One address for deposits?

What Products Does Star One Offer

Does Star One offer mortgages?

Compare mortgage rates here.

Does Star One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Star One offer auto and RV loans?

Compare auto loan rates here.

Does Star One offer student loans or personal loans?

Compare personal loan rates here.

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