STAR ONE

P.O. BOX 3643
Sunnyvale, CA 94088

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68465
Date Established 1956
Assets $8,790.40 million
Loans $3,912.37 million
Deposits $6,700.27 million
Capital $1,013.34 million

Star One is an NCUA insured institution located in Sunnyvale, CA. It was founded in 1956 and has approximately $8790.4 millions in assets.

Who can join?

Star One offers membership to employees of specific companies, Star One Credit Union employees, immediate family members* of current Star One members, and individuals who live, work, or attend school in Santa Clara County.

For a list of select employer groups
http://www.starone.org/home/joinus/whocanjoin

Field of Membership Restrictions

Membership in Star One Credit Union is open to those who live, attend school or work in Santa Clara in California and to employees, contractors and retirees of Lockheed-Martin Corporation, Yahoo!, Cirrus Logic, and over 100 Select Employer Groups.

Deposit Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
2.00% $50 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.20% $100 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
2.05% $2,500 - Learn MoreShow Less
12 Mo CD
2.20% $2,500 - Learn MoreShow Less
24 Mo CD
2.50% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.00% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 - Learn MoreShow Less

Loan Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
5 Year 3.19% 3.19% $451.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment
Home Equity Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Star One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Star One Locations

Financial Details

Star One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star One U.S. Average
0.12% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Star One had $1,181,544 in non-current loans and $6,613 in owned assets. To cover these potential losses it had $1,013,341,534 in net worth and $4,397,539 in loans loss reserves. That gives it a Texas Ratio of 0.12%.

Net Worth
Star One U.S. Average
11.52% 13.21%

Star One FCU has a net worth of 11.52% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of STAR ONE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.