Star One Credit Union


P.o. Box 3643
Sunnyvale, CA 94088
See all branch locations →

Phone 1-408-543-5202

Notable Rates APY Vs.Others
Savings 1.00% 4.01% →
1-Year CD 0.55% 4.50% →
2-Year CD 0.60% 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage 7.20% 4.91% →
15-Year Mortgage 6.88% 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Star One is an NCUA insured institution located in Sunnyvale, CA. It was founded in 1956 and has approximately $10828.01 millions in assets.

Who can join?

Star One offers membership to employees of specific companies, Star One Credit Union employees, immediate family members* of current Star One members, and individuals who live, work, or attend school in Santa Clara County.

For a list of select employer groups

NCUA Insured Yes / State-Chartered
Charter Number # # 68465
Date Established 1956
Assets $10,828.01 million
Loans $5,005.82 million
Deposits $9,603.90 million
Capital $1,264.63 million

Field of Membership Restrictions

Membership in Star One Credit Union is open to those who live, attend school or work in Santa Clara in California and to employees, contractors and retirees of Lockheed-Martin Corporation, Yahoo!, Cirrus Logic, and over 100 Select Employer Groups.

Deposit Rates - November 28, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
1.00% $2,500 $4,999 Learn More
Money Market
1.00% $2,500 $2,999 Learn More
Money Market
1.00% $10,000 $14,999 Learn More
Money Market
1.00% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $2,500 - Learn More
12 Mo CD
0.55% $2,500 - Learn More
24 Mo CD
0.60% $2,500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: California, CA 92111

Auto Loan Rates APR Rate Monthly Payment
5 Year 3.65% 3.65% $456.47
Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Star One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Star One Locations

Climate Initiatives

STAR ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Star One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star One U.S. Average
0.12% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Star One had $1,478,793 in non-current loans and $4,638 in owned assets. To cover these potential losses it had $1,264,628,687 in net worth and $7,609,021 in loans loss reserves. That gives it a Texas Ratio of 0.12%.

Net Worth
Star One U.S. Average
11.68% 12.40%

Star One FCU has a net worth of 11.68% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for STAR ONE

  • August 18, 2020 |

    CDs 6 Month Rates


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