Swemp Federal Credit Union


601 Olive St
Texarkana, TX 75501
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Swemp is an NCUA insured institution located in Texarkana, TX. It was founded in 1946 and has approximately $11.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5325
Date Established 1946
Assets $11.46 million
Loans $7.78 million
Deposits $9.52 million
Capital $1.92 million

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Swemp

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Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SWEMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.172% 3.100% 0.88 $2,315 $1,068 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Note to SWEMP
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Swemp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

SWEMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Swemp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Swemp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Swemp U.S. Average
0.75% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Swemp had $14,524 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,919,848 in net worth and $10,526 in loans loss reserves. That gives it a Texas Ratio of 0.75%.

Net Worth
Swemp U.S. Average
16.74% 12.22%

Swemp FCU has a net worth of 16.74% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Swemp

Branches and Savings

What is Swemp?

A federal credit union, registered with the NCUA under certificate #5325.
Learn more about credit unions here.

Is Swemp FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Swemp is insured by the NCUA.

Who can join Swemp?

Please see Field of Membership information above for information on who is eligible to join.

What are Swemp's share account and share certificate rates?

Swemp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Swemp?

Swemp has total capital of $1.92 million. Full information on Swemp's financial position is located above.

Who owns Swemp?

Credit Unions are owned by their members.

Where are Swemp branches located?

See branch locations nearby.

Are Swemp ATMs Open 24/7?

Do Swemp ATMs accept cash deposits?

Can Swemp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Swemp have a mobile app?

Does Swemp have mobile deposit?

Does Swemp have quick pay?

How can Swemp transfer money to other banks or credit unions?

Does Swemp report to credit bureaus?

Does Swemp use Chexsystems?

Does Swemp use Equifax?

What is Swemp's toll free phone number?

What is Swemp's ACH Routing Number?

What is Swemp's SWIFT code?

Where can I find Swemp's wire transfer form?

What is the Swemp address for deposits?

What Products Does Swemp Offer

Does Swemp offer mortgages?

Compare mortgage rates here.

Does Swemp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Swemp offer auto and RV loans?

Compare auto loan rates here.

Does Swemp offer student loans or personal loans?

Compare personal loan rates here.

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