TEXAS DOW EMPLOYEES

Headquarters

1001 FM 2004 Rd
Lake Jackson, TX 77566
See all branch locations →

Phone 1-979-297-1154

TEXAS DOW EMPLOYEES

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD N.A. 1.05% →
2-Year CD N.A. 1.11% →
5-Year CD 2.25% 1.56% →
30-Year Mortgage 3.91% 2.88% →
15-Year Mortgage 3.55% 2.37% →
HELOC N.A. 2.79% →
TEXAS DOW EMPLOYEES
Public Note: Founded in 1955, TDECU is a not-for-profit financial cooperative with more than 303,000
Members and over $3.2 billion in assets. TDECU currently has 42 service locations, including 35
Member Centers, and offers a complete selection of convenient, innovative, and competitive
products and services, including a full suite of deposit products as well as mortgage, auto and
personal loan products, online and mobile banking. TDECU also offers, through its subsidiaries,
retirement planning and wealth management, and insurance products. Visit TDECU.org for more information.

March 27, 2019

2020 Overview

General Credit Union Information

Texas Dow Employees is an NCUA insured institution located in Lake Jackson, TX. It was founded in 1954 and has approximately $3759.01 millions in assets.

Who can join?

To be eligible to join, you must be a U.S. citizen or resident alien, live, work or worship in one of TDECU's Membership Zip Codes, and be at least 18 years of age to join online. If your zip code is not listed, you may contact Member Care at 800-839-1154 or visit a TDECU branch to learn if you qualify.

NCUA Insured Yes
Charter Number # # 60705
Date Established 1954
Assets $3,759.01 million
Loans $3,218.41 million
Deposits $3,142.69 million
Capital $320.67 million
 

Field of Membership Restrictions

Membership in Texas Dow Employees Credit Union (TDECU) is open to family members of a current TDECU member, an employee, retiree or family member of an employee of a company TDECU serves, a member of an organization TDECU serves and those who live, work, attend school or worship in 29 Texas counties. Visit TDECU.org for more information.

Deposit Rates - August 15, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Share Savings
0.10% $0 - Learn More
Money Market
0.40% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Certificate of Deposit
2.25% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Classic Checking
0.02% $5 - Learn MoreShow Less

Loan Rates - August 15, 2020

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
4 Year 3.49% 3.49% $558.79
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Texas Dow Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Texas Dow Employees Locations


Financial Details

Texas Dow Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas Dow Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas Dow Employees U.S. Average
16.40% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Texas Dow Employees had $53,357,653 in non-current loans and $4,082,245 in owned assets. To cover these potential losses it had $320,668,831 in net worth and $29,493,306 in loans loss reserves. That gives it a Texas Ratio of 16.40%.

Net Worth
Texas Dow Employees U.S. Average
8.53% 13.61%

Texas Dow Employees FCU has a net worth of 8.53% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texas Dow Employees

Branches and Savings

What is Texas Dow Employees?

A federal credit union, registered with the NCUA under certificate #60705.
Learn more about credit unions here.

Is Texas Dow Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texas Dow Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Texas Dow Employees's share account and share certificate rates?

Texas Dow Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texas Dow Employees?

Texas Dow Employees has total capital of $320.67 million. Full information on Texas Dow Employees's financial position is located above.

Who owns Texas Dow Employees?

Credit Unions are owned by their members.

Where are Texas Dow Employees branches located?

See branch locations nearby.

Are Texas Dow Employees ATMs Open 24/7?

Do Texas Dow Employees ATMs accept cash deposits?

Can Texas Dow Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texas Dow Employees have a mobile app?

Does Texas Dow Employees have mobile deposit?

Does Texas Dow Employees have quick pay?

How can Texas Dow Employees transfer money to other banks or credit unions?

Does Texas Dow Employees report to credit bureaus?

Does Texas Dow Employees use Chexsystems?

Does Texas Dow Employees use Equifax?

What is Texas Dow Employees's toll free phone number?

What is Texas Dow Employees's ACH Routing Number?

What is Texas Dow Employees's SWIFT code?

Where can I find Texas Dow Employees's wire transfer form?

What is the Texas Dow Employees address for deposits?

What Products Does Texas Dow Employees Offer

Does Texas Dow Employees offer mortgages?

Compare mortgage rates here.

Does Texas Dow Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texas Dow Employees offer auto and RV loans?

Compare auto loan rates here.

Does Texas Dow Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Texas Dow Employees (2)


  • January 24, 2020 | | Replies 1

    CDs 60 Month Rates

    This rate is not accurate as it is 2.25%

    tonaroof | Aug 15, 2020

    now that it has been corrected, the review is not relevant anymore

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