The County Federal Credit Union
Headquarters
110 Carmichael St
Presque Isle, ME 04769
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2024 Overview
General Credit Union Information
The County is an NCUA insured institution located in Presque Isle, ME. It was founded in 1956 and has approximately $460.29 millions in assets.
Who can join?
The County Federal Credit Union’s field of membership is open to any person living or working in the following communities:
Amity
Blaine
Cary
Central Aroostook
Unorganized
Plantation
E Plantation
Garfield
Haynesville
Houlton
Linneus
Macwahoc Plantation
Masardis
Moro Plantation
New Sweden
Oxbow
Presque Isle
Sherman
Stockholm
Westfield
Ashland
Bridgewater
Castle Hill
Chapman
Easton
Glenwood Plantation
Hersey
Island Falls
Littleton
Mapleton
Merrill
Nashville
Oakfield
Perham
Reed Plantation
Smyrna
Wade
Weston
Bancroft
Caribou
Caswell
Crystal
Dyer Brook
Fort Fairfield
Hammond
Hodgdon
Limestone
Ludlow
Mars Hill
Monticello
New Limerick
Orient
Portage Lake
Sheridan
South Aroostook
Unorganized
Territory
Washburn
Woodland
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10794 |
| Date Established | 1956 |
| Assets | $460.29 million |
| Loans | $346.09 million |
| Deposits | $407.41 million |
| Capital | $49.60 million |
Field of Membership Restrictions
Membership is open to those who live or work in Amity, Blaine, Cary, Garfield, Haynesville, Houlton, Linneus, New Sweden, Oxbow, or select communities in Maine.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.96% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.96% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for The County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to The County
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are The County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
THE COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
The County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of The County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| The County | U.S. Average |
|---|---|
| 7.05% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, The County had $3,455,761 in non-current loans and $101,606 in owned assets. To cover these potential losses it had $49,602,855 in net worth and $879,337 in loans loss reserves. That gives it a Texas Ratio of 7.05%.
Net Worth
| The County | U.S. Average |
|---|---|
| 10.77% | 13.62% |
The County FCU has a net worth of 10.77% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for The County
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