The County


110 Carmichael St
Presque Isle, ME 04769
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD 0.65% 0.67% →
2-Year CD 0.96% 0.75% →
5-Year CD 1.31% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The County is an NCUA insured institution located in Presque Isle, ME. It was founded in 1956 and has approximately $297.45 millions in assets.

Who can join?

The County Federal Credit Union’s field of membership is open to any person living or working in the following communities:

Central Aroostook
E Plantation
Macwahoc Plantation
Moro Plantation
New Sweden
Presque Isle
Castle Hill
Glenwood Plantation
Island Falls
Reed Plantation
Dyer Brook
Fort Fairfield
Mars Hill
New Limerick
Portage Lake
South Aroostook

NCUA Insured Yes / Federally Chartered
Charter Number # # 10794
Date Established 1956
Assets $297.45 million
Loans $208.98 million
Deposits $262.03 million
Capital $33.09 million

Field of Membership Restrictions

Membership is open to those who live or work in Amity, Blaine, Cary, Garfield, Haynesville, Houlton, Linneus, New Sweden, Oxbow, or select communities in Maine.

Deposit Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.96% $10,000 $14,999 Learn More
24 Mo CD
0.96% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.06% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.478% 2.375% 1.00 $3,408 $972 Learn More
Test Advertiser QA
2.770% 2.750% 0.25 $650 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are The County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

The County Locations

Financial Details

The County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The County U.S. Average
11.49% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, The County had $3,703,933 in non-current loans and $140,981 in owned assets. To cover these potential losses it had $33,085,407 in net worth and $390,578 in loans loss reserves. That gives it a Texas Ratio of 11.49%.

Net Worth
The County U.S. Average
11.12% 12.67%

The County FCU has a net worth of 11.12% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The County

Branches and Savings

What is The County?

A federal credit union, registered with the NCUA under certificate #10794.
Learn more about credit unions here.

Is The County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. The County is insured by the NCUA.

Who can join The County?

Please see Field of Membership information above for information on who is eligible to join.

What are The County's share account and share certificate rates?

The County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The County?

The County has total capital of $33.09 million. Full information on The County's financial position is located above.

Who owns The County?

Credit Unions are owned by their members.

Where are The County branches located?

See branch locations nearby.

Are The County ATMs Open 24/7?

Do The County ATMs accept cash deposits?

Can The County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The County have a mobile app?

Does The County have mobile deposit?

Does The County have quick pay?

How can The County transfer money to other banks or credit unions?

Does The County report to credit bureaus?

Does The County use Chexsystems?

Does The County use Equifax?

What is The County's toll free phone number?

What is The County's ACH Routing Number?

What is The County's SWIFT code?

Where can I find The County's wire transfer form?

What is the The County address for deposits?

What Products Does The County Offer

Does The County offer mortgages?

Compare mortgage rates here.

Does The County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The County offer auto and RV loans?

Compare auto loan rates here.

Does The County offer student loans or personal loans?

Compare personal loan rates here.

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