THE COUNTY

Headquarters

110 Carmichael St
Presque Isle, ME 04769
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.91% →
1-Year CD 0.65% 0.85% →
2-Year CD 0.96% 0.95% →
5-Year CD 1.31% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

The County is an NCUA insured institution located in Presque Isle, ME. It was founded in 1956 and has approximately $264.41 millions in assets.

Who can join?

The County Federal Credit Union’s field of membership is open to any person living or working in the following communities:

Amity
Blaine
Cary
Central Aroostook
Unorganized
Plantation
E Plantation
Garfield
Haynesville
Houlton
Linneus
Macwahoc Plantation
Masardis
Moro Plantation
New Sweden
Oxbow
Presque Isle
Sherman
Stockholm
Westfield
Ashland
Bridgewater
Castle Hill
Chapman
Easton
Glenwood Plantation
Hersey
Island Falls
Littleton
Mapleton
Merrill
Nashville
Oakfield
Perham
Reed Plantation
Smyrna
Wade
Weston
Bancroft
Caribou
Caswell
Crystal
Dyer Brook
Fort Fairfield
Hammond
Hodgdon
Limestone
Ludlow
Mars Hill
Monticello
New Limerick
Orient
Portage Lake
Sheridan
South Aroostook
Unorganized
Territory
Washburn
Woodland

NCUA Insured Yes
Charter Number # # 10794
Date Established 1956
Assets $264.41 million
Loans $197.73 million
Deposits $231.37 million
Capital $31.70 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Amity, Blaine, Cary, Garfield, Haynesville, Houlton, Linneus, New Sweden, Oxbow, or select communities in Maine.

Deposit Rates - November 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.96% $10,000 $14,999 Learn More
24 Mo CD
0.96% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.06% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to THE COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are The County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The County Locations


Financial Details

The County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The County U.S. Average
2.69% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, The County had $788,314 in non-current loans and $77,543 in owned assets. To cover these potential losses it had $31,696,044 in net worth and $490,216 in loans loss reserves. That gives it a Texas Ratio of 2.69%.

Net Worth
The County U.S. Average
11.98% 13.61%

The County FCU has a net worth of 11.98% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The County

Branches and Savings

What is The County?

A federal credit union, registered with the NCUA under certificate #10794.
Learn more about credit unions here.

Is The County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The County?

Please see Field of Membership information above for information on who is eligible to join.

What are The County's share account and share certificate rates?

The County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The County?

The County has total capital of $31.70 million. Full information on The County's financial position is located above.

Who owns The County?

Credit Unions are owned by their members.

Where are The County branches located?

See branch locations nearby.

Are The County ATMs Open 24/7?

Do The County ATMs accept cash deposits?

Can The County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The County have a mobile app?

Does The County have mobile deposit?

Does The County have quick pay?

How can The County transfer money to other banks or credit unions?

Does The County report to credit bureaus?

Does The County use Chexsystems?

Does The County use Equifax?

What is The County's toll free phone number?

What is The County's ACH Routing Number?

What is The County's SWIFT code?

Where can I find The County's wire transfer form?

What is the The County address for deposits?

What Products Does The County Offer

Does The County offer mortgages?

Compare mortgage rates here.

Does The County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The County offer auto and RV loans?

Compare auto loan rates here.

Does The County offer student loans or personal loans?

Compare personal loan rates here.

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