The County Federal Credit Union

Headquarters

110 Carmichael St
Presque Isle, ME 04769
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.65% 0.85% →
2-Year CD 0.96% 0.80% →
5-Year CD 1.31% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The County is an NCUA insured institution located in Presque Isle, ME. It was founded in 1956 and has approximately $415.26 millions in assets.

Who can join?

The County Federal Credit Union’s field of membership is open to any person living or working in the following communities:

Amity
Blaine
Cary
Central Aroostook
Unorganized
Plantation
E Plantation
Garfield
Haynesville
Houlton
Linneus
Macwahoc Plantation
Masardis
Moro Plantation
New Sweden
Oxbow
Presque Isle
Sherman
Stockholm
Westfield
Ashland
Bridgewater
Castle Hill
Chapman
Easton
Glenwood Plantation
Hersey
Island Falls
Littleton
Mapleton
Merrill
Nashville
Oakfield
Perham
Reed Plantation
Smyrna
Wade
Weston
Bancroft
Caribou
Caswell
Crystal
Dyer Brook
Fort Fairfield
Hammond
Hodgdon
Limestone
Ludlow
Mars Hill
Monticello
New Limerick
Orient
Portage Lake
Sheridan
South Aroostook
Unorganized
Territory
Washburn
Woodland

NCUA Insured Yes / Federally Chartered
Charter Number # # 10794
Date Established 1956
Assets $415.26 million
Loans $273.60 million
Deposits $370.80 million
Capital $41.25 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Amity, Blaine, Cary, Garfield, Haynesville, Houlton, Linneus, New Sweden, Oxbow, or select communities in Maine.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.96% $10,000 $14,999 Learn More
24 Mo CD
0.96% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.06% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.045% 2.975% 0.88 $2,232 $1,051 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to THE COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are The County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The County Locations



Climate Initiatives

THE COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

The County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The County U.S. Average
17.93% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, The County had $7,417,480 in non-current loans and $41,608 in owned assets. To cover these potential losses it had $41,251,678 in net worth and $359,137 in loans loss reserves. That gives it a Texas Ratio of 17.93%.

Net Worth
The County U.S. Average
9.93% 12.22%

The County FCU has a net worth of 9.93% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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