THE FIRST FINANCIAL

1600 W CAMERON AVE
West Covina, CA 91790

Notable Rates APY Vs.Others
Savings 0.03% 2.60% →
1-Year CD 0.70% 2.25% →
2-Year CD 1.00% 2.50% →
5-Year CD 1.40% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

The First Financial is an NCUA insured institution located in West Covina, CA. It was founded in 1974 and has approximately $617.43 millions in assets.

NCUA Insured Yes
Charter Number # # 24875
Date Established 1974
Assets $617.43 million
Loans $488.14 million
Deposits $567.48 million
Capital $46.34 million
 

Deposit Rates - November 21, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.70% $500 - Learn MoreShow Less
Special: 6 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
Special: 6 Mo CD
2.00% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
0.70% $500 - Learn MoreShow Less
18 Mo CD
0.90% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.15% $500 - Learn MoreShow Less
60 Mo CD
1.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.03% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - November 21, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for THE FIRST FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $930 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to THE FIRST FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are The First Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


The First Financial Locations


Financial Details

The First Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The First Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The First Financial U.S. Average
7.86% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, The First Financial had $3,489,685 in non-current loans and $329,851 in owned assets. To cover these potential losses it had $46,340,004 in net worth and $2,272,889 in loans loss reserves. That gives it a Texas Ratio of 7.86%.

Net Worth
The First Financial U.S. Average
7.59% 13.65%

The First Financial FCU has a net worth of 7.59% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The First Financial

Branches and Savings

What is The First Financial?

A federal credit union, registered with the NCUA under certificate #24875.
Learn more about credit unions here.

Is The First Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The First Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are The First Financial's share account and share certificate rates?

The First Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The First Financial?

The First Financial has total capital of $46.34 million. Full information on The First Financial's financial position is located above.

Who owns The First Financial?

Credit Unions are owned by their members.

Where are The First Financial branches located?

See branch locations nearby.

Are The First Financial ATMs Open 24/7?

Do The First Financial ATMs accept cash deposits?

Can The First Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The First Financial have a mobile app?

Does The First Financial have mobile deposit?

Does The First Financial have quick pay?

How can The First Financial transfer money to other banks or credit unions?

Does The First Financial report to credit bureaus?

Does The First Financial use Chexsystems?

Does The First Financial use Equifax?

What is The First Financial's toll free phone number?

What is The First Financial's ACH Routing Number?

What is The First Financial's SWIFT code?

Where can I find The First Financial's wire transfer form?

What is the The First Financial address for deposits?

What Products Does The First Financial Offer

Does The First Financial offer mortgages?

Compare mortgage rates here.

Does The First Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The First Financial offer auto and RV loans?

Compare auto loan rates here.

Does The First Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for The First Financial

There are currently no comments for The First Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →