P.O. BOX 9335
Amarillo, TX 79105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.55% →
1-Year CD 0.80% 1.35% →
2-Year CD 1.00% 1.45% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

The People's is an NCUA insured institution located in Amarillo, TX. It was founded in 1953 and has approximately $192.53 millions in assets.

and the widows/widowers of deceased members.

NCUA Insured Yes
Charter Number # # 8290
Date Established 1953
Assets $192.53 million
Loans $108.48 million
Deposits $175.90 million
Capital $15.56 million

Field of Membership Restrictions

Membership is open to those who live, work or worship in the city of Canyon, Childress, Hereford, parts of Amarillo, and Deafsmith County. Membership is also open to anyone who work for or retired from a company that The People's Federal Credit Union serve and to the family members of current credit union members.

Deposit Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $2,501 $5,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $5,000 - Learn More
12 Mo CD
0.80% $5,000 - Learn More
24 Mo CD
1.00% $5,000 - Learn More
Variable IRA Rates APY MIN MAX
0.55% $100 $2,000 Learn MoreShow Less
Fixed IRA
1.00% $5,000 - Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE PEOPLE'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are The People's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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The People's Locations

Financial Details

The People's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The People's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The People's U.S. Average
7.11% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, The People's had $963,777 in non-current loans and $183,902 in owned assets. To cover these potential losses it had $15,561,357 in net worth and $573,954 in loans loss reserves. That gives it a Texas Ratio of 7.11%.

Net Worth
The People's U.S. Average
8.08% 13.86%

The People's FCU has a net worth of 8.08% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The People's

Branches and Savings

What is The People's?

A federal credit union, registered with the NCUA under certificate #8290.
Learn more about credit unions here.

Is The People's FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The People's?

Please see Field of Membership information above for information on who is eligible to join.

What are The People's's share account and share certificate rates?

The People's's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The People's?

The People's has total capital of $15.56 million. Full information on The People's's financial position is located above.

Who owns The People's?

Credit Unions are owned by their members.

Where are The People's branches located?

See branch locations nearby.

Are The People's ATMs Open 24/7?

Do The People's ATMs accept cash deposits?

Can The People's customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The People's have a mobile app?

Does The People's have mobile deposit?

Does The People's have quick pay?

How can The People's transfer money to other banks or credit unions?

Does The People's report to credit bureaus?

Does The People's use Chexsystems?

Does The People's use Equifax?

What is The People's's toll free phone number?

What is The People's's ACH Routing Number?

What is The People's's SWIFT code?

Where can I find The People's's wire transfer form?

What is the The People's address for deposits?

What Products Does The People's Offer

Does The People's offer mortgages?

Compare mortgage rates here.

Does The People's offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The People's offer auto and RV loans?

Compare auto loan rates here.

Does The People's offer student loans or personal loans?

Compare personal loan rates here.

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