Three Rivers Federal Credit Union
Headquarters
Po Box 2573
Fort Wayne, IN 46801
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2024 Overview
General Credit Union Information
Three Rivers is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1935 and has approximately $2339.51 millions in assets.
Who can join?
You can if one of the following applies to you:
In Indiana I; live, work, volunteer, worship or attend school in one of the following couties: Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley.
In Ohio I; work for a company that offers Three River membership to its employees in Auglaize County, or I live within the Community Development Credit Union area in Van Wert County.
I am related, by blood or marriage, to someone qualifying for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 159 |
| Date Established | 1935 |
| Assets | $2,339.51 million |
| Loans | $1,796.85 million |
| Deposits | $1,765.16 million |
| Capital | $290.78 million |
Field of Membership Restrictions
Membership in 3Rivers Federal Credit Union is open to those who live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley counties of Indiana; or work for a company that offers membership as a benefit to its employees in Auglaize County, Ohio.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $0 | - |
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|
|
Money Market
|
1.10% | $5,000 | $24,999 |
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|
Money Market
|
1.20% | $25,000 | $44,999 |
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|
Money Market
|
1.30% | $45,000 | $64,999 |
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|
Money Market
|
1.40% | $65,000 | $84,999 |
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|
|
Money Market
|
1.50% | $85,000 | $124,999 |
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|
|
Money Market
|
1.60% | $125,000 | - |
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|
Premium Money Market Account
|
2.25% | $100,000 | $249,999 |
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|
Premium Money Market Account
|
2.50% | $250,000 | $249,999 |
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|
Premium Money Market Account
|
2.75% | $500,000 | $1,999,999 |
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|
Premium Money Market Account
|
3.75% | $2,000,000 | $5,000,000 |
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|
|
Premium Money Market Account
|
4.25% | $5,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
2.00% | $500 | - |
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|
| 6 Mo CD
|
5.15% | $500 | - |
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|
| 11 Mo CD
|
4.00% | $1,000 | - |
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|
| 12 Mo CD
|
5.00% | $1,000 | - |
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|
| 18 Mo CD
|
2.25% | $1,000 | - |
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|
| 24 Mo CD
|
2.25% | $1,000 | - |
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|
| 30 Mo CD
|
2.50% | $1,000 | - |
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|
| 36 Mo CD
|
4.00% | $1,000 | - |
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|
| 48 Mo CD
|
2.50% | $1,000 | - |
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|
| 60 Mo CD
|
2.50% | $1,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
0.25% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.20% | $0 | $9,999 | Learn More |
| INTCK
|
0.25% | $10,000 | $24,999 | Learn More |
| Reward
|
0.30% | $25,000 | $49,999 | Learn More |
| Reward
|
0.35% | $50,000 | $74,999 | Learn More |
| Reward
|
0.40% | $75,000 | - | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Three Rivers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.608% | 6.500% | 0.88 | $3,600 | $2,023 | Learn More |
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3029 |
7.008% | 6.875% | 0.88 | $4,492 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Three Rivers
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Branches
Below are Three Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
THREE RIVERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Three Rivers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Three Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Three Rivers | U.S. Average |
|---|---|
| 6.21% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Three Rivers had $18,813,684 in non-current loans and $228,475 in owned assets. To cover these potential losses it had $290,777,169 in net worth and $15,880,094 in loans loss reserves. That gives it a Texas Ratio of 6.21%.
Net Worth
| Three Rivers | U.S. Average |
|---|---|
| 12.62% | 13.62% |
Three Rivers FCU has a net worth of 12.62% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Three Rivers
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