PO Box 2573
Fort Wayne, IN 46801

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.90% 2.20% →
2-Year CD 1.30% 2.20% →
5-Year CD 1.75% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Three Rivers is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1935 and has approximately $1150.28 millions in assets.

Who can join?

You can if one of the following applies to you:

In Indiana I; live, work, volunteer, worship or attend school in one of the following couties: Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley.

In Ohio I; work for a company that offers Three River membership to its employees in Auglaize County, or I live within the Community Development Credit Union area in Van Wert County.

I am related, by blood or marriage, to someone qualifying for membership.

NCUA Insured Yes
Charter Number # # 159
Date Established 1935
Assets $1,150.28 million
Loans $823.96 million
Deposits $943.58 million
Capital $163.50 million

Field of Membership Restrictions

Membership in 3Rivers Federal Credit Union is open to those who live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley counties of Indiana; or work for a company that offers membership as a benefit to its employees in Auglaize County, Ohio.

Deposit Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $10,000 $34,999 Learn MoreShow Less
Fixed IRA
0.90% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $500 - Learn MoreShow Less
6 Mo CD
0.65% $500 - Learn MoreShow Less
12 Mo CD
0.90% $1,000 - Learn MoreShow Less
18 Mo CD
1.10% $1,000 - Learn MoreShow Less
24 Mo CD
1.30% $1,000 - Learn MoreShow Less
30 Mo CD
1.40% $1,000 - Learn MoreShow Less
36 Mo CD
1.50% $1,000 - Learn MoreShow Less
48 Mo CD
1.60% $1,000 - Learn MoreShow Less
60 Mo CD
1.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THREE RIVERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.284% 3.250% 0.38 $1,070 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Three Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Three Rivers Locations

Financial Details

Three Rivers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Three Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Three Rivers U.S. Average
1.26% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Three Rivers had $2,038,663 in non-current loans and $97,300 in owned assets. To cover these potential losses it had $163,500,021 in net worth and $6,195,630 in loans loss reserves. That gives it a Texas Ratio of 1.26%.

Net Worth
Three Rivers U.S. Average
14.93% 13.65%

Three Rivers FCU has a net worth of 14.93% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Three Rivers

Branches and Savings

What is Three Rivers?

A federal credit union, registered with the NCUA under certificate #159.
Learn more about credit unions here.

Is Three Rivers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Three Rivers?

Please see Field of Membership information above for information on who is eligible to join.

What are Three Rivers's share account and share certificate rates?

Three Rivers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Three Rivers?

Three Rivers has total capital of $163.50 million. Full information on Three Rivers's financial position is located above.

Who owns Three Rivers?

Credit Unions are owned by their members.

Where are Three Rivers branches located?

See branch locations nearby.

Are Three Rivers ATMs Open 24/7?

Do Three Rivers ATMs accept cash deposits?

Can Three Rivers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Three Rivers have a mobile app?

Does Three Rivers have mobile deposit?

Does Three Rivers have quick pay?

How can Three Rivers transfer money to other banks or credit unions?

Does Three Rivers report to credit bureaus?

Does Three Rivers use Chexsystems?

Does Three Rivers use Equifax?

What is Three Rivers's toll free phone number?

What is Three Rivers's ACH Routing Number?

What is Three Rivers's SWIFT code?

Where can I find Three Rivers's wire transfer form?

What is the Three Rivers address for deposits?

What Products Does Three Rivers Offer

Does Three Rivers offer mortgages?

Compare mortgage rates here.

Does Three Rivers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Three Rivers offer auto and RV loans?

Compare auto loan rates here.

Does Three Rivers offer student loans or personal loans?

Compare personal loan rates here.

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