THREE RIVERS

PO Box 2573
Fort Wayne, IN 46801

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
Reviews

2019 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 159
Date Established	1935
Assets	$1,057.40 million
Loans	$796.45 million
Deposits	$835.62 million
Capital	$152.32 million

Three Rivers is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1935 and has approximately $1057.4 millions in assets.

Who can join?

You can if one of the following applies to you:

In Indiana I; live, work, volunteer, worship or attend school in one of the following couties: Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley.

In Ohio I; work for a company that offers Three River membership to its employees in Auglaize County, or I live within the Community Development Credit Union area in Van Wert County.

I am related, by blood or marriage, to someone qualifying for membership.

Field of Membership Restrictions

Membership in 3Rivers Federal Credit Union is open to those who live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley counties of Indiana; or work for a company that offers membership as a benefit to its employees in Auglaize County, Ohio.

Deposit Rates - April 21, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.10%	$5	-	Learn MoreShow Less
Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank \| Advertiser Disclosure
Money Market	0.20%	$2,500	$9,999	Learn MoreShow Less
Money Market	0.20%	$10,000	$24,999	Learn MoreShow Less
Money Market	0.25%	$25,000	-	Learn MoreShow Less
Premium Money Market Account	0.25%	$10,000	$34,999	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
Fixed IRA	0.90%	$1,000	-	Learn MoreShow Less
Special: 13 Mo FIRA	2.25%	$10,000	-	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Mo CD	0.30%	$500	-	Learn MoreShow Less
6 Mo CD	0.65%	$500	-	Learn MoreShow Less
12 Mo CD	0.90%	$1,000	-	Learn MoreShow Less
Special: 13 Mo CD	2.25%	$10,000	-	Learn MoreShow Less
18 Mo CD	1.10%	$1,000	-	Learn MoreShow Less
24 Mo CD	1.30%	$1,000	-	Learn MoreShow Less
30 Mo CD	1.40%	$1,000	-	Learn MoreShow Less
36 Mo CD	1.50%	$1,000	-	Learn MoreShow Less
48 Mo CD	1.60%	$1,000	-	Learn MoreShow Less
60 Mo CD	1.75%	$1,000	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.50%	$5	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.10%	$1	$9,999	Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for THREE RIVERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 3030	5.375%	5.375%	0.00	$0	$1,400	Learn More
NMLS ID: 2925 License#: CL-2925. NMLSID#2925	4.031%	4.000%	0.38	$945	$1,194	Learn More

See More Mortgage Rates →

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Loan Plus	8.000 %	N/A	Learn More More Info
N/A- Minimum draw amount is equal to the requested loan amount. Visit figure.com for full details on rates, origination fees, initial draw requirements and approval/funding times. You should consult a tax advisor regarding the deductibility of interest and charges. NMLS #1717824 Low fixed loan rate. Borrow $15,000-$100,000. Get approved in 5 minutes. Funded in as little as 5 days. No appraisal fee. No maintenance fee. No pre-payment penalties. Low origination fee. Potentially tax deductible.
PenFed Credit Union	5.500 %	$0	Learn More More Info
Variable APR of Prime + 0% (Floor 3.75%). APR based on LTV of 80% or lower, for loan amounts $10,000 - $400,000. Save when you borrow from PenFed! Equal housing lender. Available to members online seven days a week, 24 hours a day Federally insured by NCUA
Third Federal Savings and Loans	4.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in OH/FL; Prime minus .76% in all other states. Min loan amount $10,000. Max loan amount $150,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

See More Home Equity Rates →

Note to THREE RIVERS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Three Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington

Three Rivers Locations

Financial Details

Three Rivers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Three Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Three Rivers	U.S. Average
3.11%	7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Three Rivers had $4,865,565 in non-current loans and $47,500 in owned assets. To cover these potential losses it had $152,321,489 in net worth and $5,889,653 in loans loss reserves. That gives it a Texas Ratio of 3.11%.

Net Worth

Three Rivers	U.S. Average
14.93%	13.61%

Three Rivers FCU has a net worth of 14.93% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for THREE RIVERS

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