PO Box 2573
Fort Wayne, IN 46801



General Credit Union Information

NCUA Insured Yes
Charter Number # # 159
Date Established 1935
Assets $972.17 million
Loans $722.55 million
Deposits $754.93 million
Capital $136.87 million

Three Rivers is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1935 and has approximately $972.17 millions in assets.

Who can join?

You can if one of the following applies to you:

In Indiana I; live, work, volunteer, worship or attend school in one of the following couties: Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley.

In Ohio I; work for a company that offers Three River membership to its employees in Auglaize County, or I live within the Community Development Credit Union area in Van Wert County.

I am related, by blood or marriage, to someone qualifying for membership.

Field of Membership Restrictions

Membership in 3Rivers Federal Credit Union is open to those who live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley counties of Indiana; or work for a company that offers membership as a benefit to its employees in Auglaize County, Ohio.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.30% $500 - Learn MoreShow Less
6 Mo CD 10K
0.65% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA 0K
0.90% $1,000 - Learn MoreShow Less
Special: 37 Mo FIRA
2.55% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.50% $5 - Learn MoreShow Less
MM 2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.20% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.25% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THREE RIVERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.710% 4.625% 0.50 $2,472 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Three Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Three Rivers Locations

Financial Details

Three Rivers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Three Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Three Rivers U.S. Average
2.75% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Three Rivers had $3,735,845 in non-current loans and $174,994 in owned assets. To cover these potential losses it had $136,868,904 in net worth and $5,362,429 in loans loss reserves. That gives it a Texas Ratio of 2.75%.

Net Worth
Three Rivers U.S. Average
14.37% 13.08%

Three Rivers FCU has a net worth of 14.37% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Three Rivers

What is Three Rivers?

A federal credit union, registered with the NCUA under certificate #159.
Learn more about credit unions here.

Is Three Rivers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Three Rivers?

Please see Field of Membership information above for information on who is eligible to join.

What are Three Rivers's share account and share certificate rates?

Three Rivers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Three Rivers?

Three Rivers has total capital of $136.87 million. Full information on Three Rivers's financial position is located above.

Who owns Three Rivers?

Credit Unions are owned by their members.

Where are Three Rivers branches located?

See branch locations nearby.

Are Three Rivers ATMs Open 24/7?

Do Three Rivers ATMs accept cash deposits?

Can Three Rivers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Three Rivers have a mobile app?

Does Three Rivers have mobile deposit?

Does Three Rivers have quick pay?

How can Three Rivers transfer money to other banks or credit unions?

Does Three Rivers report to credit bureaus?

Does Three Rivers use Chexsystems?

Does Three Rivers use Equifax?

What is Three Rivers's toll free phone number?

What is Three Rivers's ACH Routing Number?

What is Three Rivers's SWIFT code?

Where can I find Three Rivers's wire transfer form?

What is the Three Rivers address for deposits?

What Products Does Three Rivers Offer

Does Three Rivers offer mortgages?

Compare mortgage rates here.

Does Three Rivers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Three Rivers offer auto and RV loans?

Compare auto loan rates here.

Does Three Rivers offer student loans or personal loans?

Compare personal loan rates here.

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