2021 Overview
General Credit Union Information
Three Rivers is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1935 and has approximately $1728.35 millions in assets.
Who can join?
You can if one of the following applies to you:
In Indiana I; live, work, volunteer, worship or attend school in one of the following couties: Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley.
In Ohio I; work for a company that offers Three River membership to its employees in Auglaize County, or I live within the Community Development Credit Union area in Van Wert County.
I am related, by blood or marriage, to someone qualifying for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 159 |
| Date Established | 1935 |
| Assets | $1,728.35 million |
| Loans | $1,189.76 million |
| Deposits | $1,439.65 million |
| Capital | $198.87 million |
Field of Membership Restrictions
Deposit Rates - April 15, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| Special: 13 Mo CD
|
0.50% | $10,000 | - |
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|
| Special: 13 Mo CD
|
0.40% | $10,000 | - |
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|
| Special: 13 Mo CD
|
0.45% | $10,000 | - |
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|
| 18 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Special: 13 Mo FIRA
|
0.40% | $10,000 | - | Learn More |
| Special: 13 Mo FIRA
|
0.50% | $10,000 | - | Learn More |
| Special: 13 Mo FIRA
|
0.45% | $10,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - April 15, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for THREE RIVERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: |
2.422% | 2.375% | 0.63 | $1,562 | $972 | Learn More |
|
NMLS ID: |
2.422% | 2.375% | 0.63 | $1,562 | $972 | Learn More |
NMLS ID: 1168 |
2.685% | 2.625% | 0.75 | $1,975 | $1,005 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Test Advertiser QA See Table |
0.000 %
|
$0 |
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More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
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More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to THREE RIVERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Three Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Three Rivers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Three Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Three Rivers | U.S. Average |
|---|---|
| 4.35% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Three Rivers had $8,711,010 in non-current loans and $509,037 in owned assets. To cover these potential losses it had $198,871,495 in net worth and $12,868,838 in loans loss reserves. That gives it a Texas Ratio of 4.35%.
Net Worth
| Three Rivers | U.S. Average |
|---|---|
| 12.64% | 12.67% |
Three Rivers FCU has a net worth of 12.64% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Three Rivers
Branches and Savings
What is Three Rivers?
A federal credit union, registered with the NCUA under certificate #159.
Learn more about credit unions here.
Is Three Rivers FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Three Rivers is insured by the NCUA.
Who can join Three Rivers?
Please see Field of Membership information above for information on who is eligible to join.
How big is Three Rivers?
Three Rivers has total capital of $198.87 million. Full information on Three Rivers's financial position is located above.
Who owns Three Rivers?
Credit Unions are owned by their members.
Where are Three Rivers branches located?
See branch locations nearby.
Are Three Rivers ATMs Open 24/7?
Do Three Rivers ATMs accept cash deposits?
Can Three Rivers customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Three Rivers have a mobile app?
Does Three Rivers have mobile deposit?
Does Three Rivers have quick pay?
How can Three Rivers transfer money to other banks or credit unions?
Does Three Rivers report to credit bureaus?
Does Three Rivers use Chexsystems?
Does Three Rivers use Equifax?
What is Three Rivers's toll free phone number?
What is Three Rivers's ACH Routing Number?
What is Three Rivers's SWIFT code?
Where can I find Three Rivers's wire transfer form?
What is the Three Rivers address for deposits?
What Products Does Three Rivers Offer
Does Three Rivers offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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